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Business Details
42 Years
experience
Your Trusted Insurance Partner in Bellevue, NE
Established in 1984, we are an independent insurance agency representing over 30 insurance companies to provide tailored solutions for individuals and businesses. Our team brings 110 years of combined experience in delivering personalized insurance products, including home, renters, auto, business, and life coverage. Licensed across six states, we prioritize customer service and long-term relationships, ensuring clients receive optimal protection at competitive rates. Our local expertise in Nebraska, Iowa, Colorado, Minnesota, Missouri, and South Dakota allows us to address regional insurance needs effectively. By maintaining affiliations with diverse carriers, we offer one-stop shopping for comprehensive insurance solutions.

Our commitment to transparency and client education helps demystify complex insurance decisions. With office locations in Bellevue, Nebraska, we serve the Omaha metropolitan area through both in-person and remote consultations. Our staff includes specialized agents and operations professionals dedicated to efficient claims support and policy management. We measure success through client satisfaction and sustained trust over decades of service. As an independent agency, we remain focused on adapting to evolving insurance markets while upholding traditional values of accountability and personalized care.
Services
Home Insurance Auto Insurance Business Insurance Life Insurance Renters Insurance Property & Casualty Insurance Consultation Policy Management Claims Assistance Risk Assessment
Details
  • Year established: 1984
Highlights and features
  • We offer 110 years of combined insurance experience across our team
  • Our agency represents over 30 insurance carriers for comprehensive options
  • We provide tailored insurance solutions for unique personal and business needs
  • Our locally owned agency maintains deep community knowledge in the Midwest
  • We guarantee personalized service with dedicated claims support specialists
Services
Home Insurance
Our home insurance policies protect against property damage, liability claims, and living expenses during repairs. We offer customizable coverage options for different home types including condominiums and rental properties. Our agents help clients understand policy details and select appropriate limits based on individual needs.
Auto Insurance
We provide comprehensive auto insurance solutions covering liability, collision, and uninsured motorists. Our policies accommodate various vehicle types including classic cars and commercial fleets. We help clients navigate coverage options to balance protection and affordability while meeting state requirements.
Business Insurance
Our business insurance packages protect companies against property loss, liability claims, and operational disruptions. We offer specialized policies for different industries including general liability, workers' compensation, and commercial auto. Our agents work with business owners to create customized risk management strategies.
Life Insurance
We offer term and permanent life insurance solutions to protect families and businesses. Our policies provide financial security for dependents, funeral expenses, and estate planning needs. We help clients evaluate coverage amounts and beneficiary designations to meet long-term objectives.
Insurance Consultation
Our consultation service helps clients evaluate insurance needs through personalized reviews of existing coverage and potential risks. We analyze gaps in protection and recommend appropriate policy adjustments. This service benefits both individuals and businesses seeking optimized insurance strategies.
People
Mel Kessler
Agency Principal
With decades of insurance experience, Mel Kessler leads our agency in maintaining high service standards and strategic direction. He oversees operations while maintaining active client relationships.
Darcy Watson
Property & Casualty Agent
Darcy Watson specializes in commercial insurance solutions, helping businesses protect assets and manage risk. She brings extensive knowledge of industry-specific coverage requirements to our clients.
Deb Ludwick
Property & Casualty Agent
Deb Ludwick focuses on personal insurance lines, assisting clients with home, auto, and life coverage decisions. Her client-centered approach ensures clear understanding of policy details and benefits.
Mary Kessler
Agency Operations
Mary Kessler manages day-to-day agency operations, ensuring smooth policy administration and client service processes. Her organizational expertise maintains efficient workflow across our insurance services.
Jordan Harwood
Property & Casualty Agent
Jordan Harwood provides comprehensive insurance solutions for residential clients. He specializes in explaining complex coverage options through clear, accessible communication with policyholders.
Questions
What types of insurance do you offer?
We offer home, auto, business, life, and renters insurance with specialized coverage options through 30+ carriers.
How can you help me save on insurance?
Our access to multiple carriers allows us to compare rates and find competitive pricing tailored to your specific needs.
Do you serve businesses only or individuals too?
We serve both individuals and businesses with comprehensive insurance solutions across residential and commercial lines.
What areas do you cover?
We operate in Nebraska, Iowa, Colorado, Minnesota, Missouri, and South Dakota with local expertise in the Midwest region.
How do I file a claim?
Contact our office directly during business hours or use carrier-specific portals for after-hours emergencies to initiate the claims process.
Can I get insurance if I have prior claims?
Yes, our multiple carrier partnerships allow us to find coverage options even for clients with complex insurance histories.