Business Details
Your Charleston Insurance & Benefits Partner
At Deacon & Deacon Insurance & Benefits Consulting, we are dedicated to transforming the employee benefits landscape through transparency, innovation, and client-centric solutions. Founded on the principle of empowering employers to navigate the complexities of healthcare and insurance, our mission is to reduce costs by 20-40% while enhancing the quality of benefits for employees. As a certified Health Rosetta advisor, we leverage proven strategies and cutting-edge technology to design sustainable insurance plans tailored to the unique needs of medium to large employers. Our team combines decades of industry experience with a commitment to ethical practices, ensuring clients receive expert guidance in group health, disability, life insurance, and beyond.Headquartered in Charleston, WV, we serve businesses across eight states, prioritizing personalized service and long-term partnerships. By aligning with Health Rosettas evidence-based framework, we address systemic healthcare challenges while delivering measurable value to employers and employees alike. Our reputation for responsiveness, compliance expertise, and client advocacy has made us a trusted partner in an industry often marked by opacity and rising costs.
Services
Group Health Insurance
Disability Insurance
Life Insurance
Dental Coverage
Vision Care
Voluntary Benefits
Medicare Plans
Business Insurance
Compliance Audits
Health Rosetta Solutions
Highlights and features
- We reduce healthcare costs by 20-40% using Health Rosettas proven framework.
- Our team holds certifications as Health Rosetta advisors.
- We specialize in compliance audits and regulatory preparedness.
- We offer tailored solutions for employers across eight U.S. states.
- Our client-first approach has earned 5-star reviews for personalized service.
Associations and certifications
- Health Rosetta
What people say
Committed to clients
Knowledgeable advisors
Prompt response times
Tailored solutions
Proven cost savings
Services
Group Health Insurance
We design cost-effective group health insurance plans that attract top talent while reducing employer expenses. Our solutions leverage Health Rosettas framework to cut costs by 20-40%, offering comprehensive coverage for employees and dependents. By prioritizing transparency and data-driven strategies, we help businesses navigate regulatory requirements and select plans aligned with their financial and workforce needs.
Disability Insurance
Our disability insurance plans safeguard businesses and employees against income loss from illness or injury. We offer short- and long-term coverage options that enhance employee retention while ensuring compliance with industry standards. By educating employers on policy nuances, we help mitigate financial risks and maintain workforce stability during unexpected absences.
Life Insurance
We provide group life insurance solutions that protect employees families and offer peace of mind. Policies include dependent coverage and voluntary options, with tax-deductible premiums for employers. Our advisors help businesses structure plans that balance affordability with robust financial security for employees beneficiaries.
Dental Coverage
Our group dental plans encourage preventive care, reducing long-term healthcare costs linked to untreated oral health issues. We assist employers in selecting affordable coverage that includes exams, cleanings, and major procedures, improving employee satisfaction while promoting overall wellness through early detection of systemic conditions.
Health Rosetta Solutions
As certified Health Rosetta advisors, we implement evidence-based strategies to lower healthcare spending by 20-40%. Our approach combines transparent pricing, data analytics, and network optimization to deliver sustainable benefits. This framework addresses systemic inefficiencies while ensuring employers maintain high-quality coverage that supports employee well-being and business growth.
People
Joseph H. Deacon III
Principal, Employee Benefits & Insurance Consultant
Joseph H. Deacon III leads client services with a focus on innovative benefits solutions. He specializes in Health Rosetta-aligned plans and has brokered benefits for decades, earning recognition for his responsiveness and expertise in reducing employer healthcare costs while improving employee satisfaction.
Joe H. Deacon II
Founder
With over 30 years in the insurance industry, Joe H. Deacon II established the agencys foundation of integrity and client advocacy. His leadership drives the firms mission to transform employee benefits through transparency and technology, ensuring employers receive strategic, cost-effective solutions tailored to evolving needs.
Nadia Mirza
Executive Assistant
Nadia Mirza supports day-to-day operations and client coordination, ensuring seamless service delivery. Her organizational expertise and commitment to client satisfaction contribute to the agencys reputation for reliability and personalized attention in managing insurance and benefits inquiries.
Questions
What is Health Rosetta and how does it benefit my business?
Health Rosetta is a framework that reduces healthcare costs by 20-40% through transparent pricing and evidence-based practices. We implement its strategies to lower expenses while improving coverage quality for your employees.
Do you offer insurance for small businesses?
Yes, we provide scalable solutions for small, mid-size, and large employers, including group health, disability, and dental plans tailored to your budget and workforce needs.
How do you help with compliance audits?
We prepare employers for Department of Labor audits by organizing documentation, ensuring regulatory adherence, and providing wrap documents to streamline compliance processes.
Can you assist with individual insurance needs?
Yes, we offer personal insurance options including life, Medicare, and long-term care policies designed to protect your family’s financial future.
What sets you apart from other agencies?
We combine Health Rosetta certification, local expertise, and technology-driven service to deliver sustainable benefits, focusing on transparency and measurable cost savings for employers.
