Business Details
15 Years
experience
Your Trusted Insurance Partner in Quitman, TX
Cunningham Insurance, founded in 2011 by Thomas Cunningham, operates as a family-owned insurance agency rooted in Catholic values. Our core priorities center on God, family, country, and client trust, guiding our commitment to provide personalized insurance solutions. With over 15 years of experience in the industry, we specialize in health, life, Medicare, disability, and annuity insurance for individuals and small businesses across multiple states. Our approach prioritizes client needs over product quotas, offering free agent support before, during, and after enrollment. We leverage our expertise to help clients navigate complex insurance markets, guaranteeing the lowest legally regulated rates while maintaining transparency in all services. Our team's extensive knowledge ensures clients receive tailored solutions that align with their financial and healthcare needs.As a recognized participant in the 2024 Federal Marketplace Circle of Champions, we combine ethical standards with practical expertise to deliver reliable protection and retirement planning options. Our digital tools simplify quote requests and policy comparisons, while our local presence in Quitman, Texas, supports face-to-face consultations. We serve diverse client needs from budget-conscious individuals to high-net-worth clients, emphasizing financial security and peace of mind. Our legacy is built on client referrals, reflecting our dedication to treating every client with dignity and respect regardless of personal beliefs.
Services
Health Insurance
Life Insurance
Medicare Solutions
Annuities
Disability Insurance
Details
- Year established: 2011
Highlights and features
- We offer free agent support throughout your policy enrollment process
- Our family-owned agency prioritizes client needs over product quotas
- All services are provided at no direct cost to clients
- We guarantee the lowest legally regulated insurance rates available
- Our team provides easy-to-use digital tools for policy comparisons
Associations and certifications
- Health Insurance Marketplace 2024 Federal Marketplace Circle of Champions
Services
Health Insurance
We provide comprehensive health insurance solutions including ACA-compliant plans, short-term medical coverage, and international travel insurance. Our services help clients navigate marketplace options while guaranteeing legally regulated lowest rates. Our expert guidance ensures proper coverage selection based on individual budget and healthcare needs.
Medicare Solutions
Our specialized Medicare services include Part A/B explanations, supplement plans, and Advantage plan comparisons. We assist with enrollment timelines and penalty avoidance while providing ongoing support for policy management. Our expertise helps seniors secure optimal coverage during annual enrollment periods.
Annuities
We offer various annuity products including fixed, indexed, and multi-year guaranteed options. Our retirement planning services help clients create stable income streams while protecting against market volatility. We provide detailed comparisons to help clients select appropriate annuity structures for their financial goals.
Life Insurance
Our life insurance offerings include term, whole, and universal life policies tailored to different protection needs. We help clients determine appropriate coverage amounts for mortgage protection, income replacement, and estate planning purposes. Our services include policy comparisons across multiple carriers.
Disability Insurance
We provide disability insurance solutions that protect clients' earning capacity through sickness or injury. Our policies offer customizable benefit periods, elimination periods, and coverage amounts up to 70% of income. We explain policy features like own-occupation coverage and inflation protection riders.
People
Thomas Cunningham
Owner
Thomas Cunningham founded the agency in 2011 after transitioning from luxury sales. With over 15 years in insurance, he combines Catholic values with client-focused service. He prioritizes ethical guidance and personalized solutions for clients' financial protection needs.
Questions
What insurance products do you offer?
We offer health, life, Medicare, disability, annuities, and dental insurance products for individuals and small businesses.
How do you help clients choose insurance?
We provide personalized guidance through phone consultations, online tools, and face-to-face meetings to help select appropriate coverage.
Are your services free?
Yes, our services are free as we receive commissions from insurance providers without affecting client premiums.
Do you serve clients outside Texas?
We serve clients in eight states including Georgia, Florida, Maryland, Pennsylvania, Virginia, and West Virginia.
How can I get a quote?
You can request quotes through our website, by phone, or through in-person consultations at our Quitman office.
What makes you different from other agents?
We prioritize client needs over product quotas with a family-owned business approach to personalized service.
