HCP National Insurance Service

Founded in 1994, HCP National Insurance Services, Inc. (HCP) is one of the largest independent brokerages in the country, led and owned by a certified minority woman. With over two decades of experience, HCP has established itself as a trusted and reliable source for all commercial insurance needs. Our extensive portfolio includes Employee Benefits, Property & Casualty insurance, and customized coverage options tailored to your organization's unique requirements.

Our Services

At HCP, we are dedicated to providing top-notch insurance solutions for businesses and institutions of all sizes. Our offerings include, but are not limited to, the following:

• *Employee Benefits*: Our team of experts is here to help you navigate the complex world of employee benefits. We work closely with you to design and implement customized medical, dental, and vision insurance plans for your staff. Our goal is to minimize your organization's exposure while providing the best possible coverage and terms for your employees.

• *Liability Coverages*: Our comprehensive liability portfolio includes Medical Malpractice, Errors & Omissions (E&O), Directors & Officers (D&O), Employment Practices Liability (EPLI), and Cyber Breach insurance. Our experienced professionals assess your risk factors to create tailored solutions that protect your organization from potential lawsuits and financial losses.

• *Stop Loss and Reinsurance*: We specialize in providing Stop Loss and Reinsurance coverage for both Self-Insured Plans and Captives. Our in-depth understanding of these complex policies enables us to find the most cost-effective methods of delivering coverage, ultimately reducing your costs and minimizing risk exposure.

• *Intellectual Property and Business Insurance*: We offer customized insurance solutions for intellectual property and business risks, including coverage for patents, trademarks, copyrights, and other intangible assets. Our experienced team designs tailored policies to protect your organization from financial losses resulting from intellectual property disputes, business interruptions, and other unforeseen events.

Why Choose HCP?

HCP National has placed over $1 billion in insurance premiums and currently covers over 1 million members on Self-Insured Medical Plans with Stop Loss and Reinsurance. Our unmatched expertise and commitment to superior customer service set us apart in the industry. HCP offers the following advantages:

• *Cost Savings*: Our priority is to find you the best possible coverage and terms at the lowest possible cost. Our experienced professionals work diligently to lower your premiums, reduce risk exposure, and deliver substantial savings.

• *Customized Solutions*: We understand that every organization has unique needs and risk factors. Our experts work closely with you to design customized coverage options tailored to your specific requirements.

• *Dedicated Support*: At HCP, our clients receive white-glove service from knowledgeable professionals with in-depth industry expertise. We pride ourselves on building long-lasting relationships with our clients through timely, effective, and personalized support.

• *Continuous Improvement*: Our team is dedicated to staying up-to-date with industry trends, evolving risks, and innovative solutions. By continuously refining our knowledge and skills, we can provide our clients with the most comprehensive and competitive insurance options available.

Conclusion

HCP National is more than just an insurance brokerage; we're your trusted partner in managing risk, reducing costs, and ensuring business continuity. With over 25 years of experience and a commitment to exceptional customer service, HCP is the clear choice for all of your commercial insurance needs.