Melin Associates

KAMO Insurance was founded in 2005 by Sherrel and Mike Melin with a simple but powerful mission: to provide comprehensive insurance solutions that protect individuals, families, and businesses from life's uncertainties. We understand that navigating the world of insurance can be daunting, filled with complex jargon and a seemingly endless array of options. That's why we pride ourselves on our personalized approach, taking the time to truly understand our clients' needs and goals.

Our commitment extends beyond simply selling policies; we act as trusted advisors, guiding our clients through the often-confusing process of selecting the right coverage for their unique situations. Whether it's ensuring comprehensive health care for a young family, planning for a secure financial future with life insurance, or exploring Medicare options for retirees, we are dedicated to providing clear, transparent, and compassionate support every step of the way.

Health Insurance Solutions

We recognize that health insurance is a cornerstone of financial well-being, providing crucial protection against unexpected medical expenses. As an independent agency, we partner with leading insurance carriers to offer a wide range of health plans tailored to individual and employer needs. Whether you're an individual seeking coverage for yourself and your family, or an employer looking for comprehensive benefits for your workforce, our team will work diligently to find the plan that best aligns with your budget, desired coverage levels, and healthcare needs.

Life Insurance for Peace of Mind

Life insurance provides a vital safety net for your loved ones, ensuring their financial security in the event of your passing. We offer a variety of life insurance options, including term life, whole life, and universal life, to help you choose the coverage that best suits your goals and circumstances.

Our team will carefully assess your needs, taking into consideration factors such as your age, health, family size, and financial obligations. We'll then present you with a selection of competitive quotes from top-rated carriers, empowering you to make an informed decision that provides lasting protection for your family.

Navigating Medicare

Entering the Medicare phase of life can be a time of significant adjustments, and understanding Medicare options can feel overwhelming. We are here to simplify the process, providing clear guidance and personalized support as you explore your Medicare choices.

Our team will answer your questions, explain the intricacies of different Medicare plans (Medicare Advantage, Supplement, Part D), and assist you in enrolling in the plan that best meets your individual needs and budget. We believe everyone deserves to access quality healthcare in retirement, and we're dedicated to making Medicare navigation as smooth and stress-free as possible.

The Medi-Share Alternative

For individuals seeking a faith-based approach to healthcare sharing, we offer information and guidance on Medi-Share. Medi-Share provides a community-based healthcare sharing program that enables members to share each other's medical expenses, offering a biblical alternative to traditional health insurance.

Our Difference: Client-Focused Expertise

At KAMO Insurance, we believe in building lasting relationships with our clients based on trust, transparency, and exceptional service. We are passionate about empowering you to make informed insurance decisions that protect what matters most.