Business Details
31 Years
experience
Your Trusted Insurance Partner in Coeur d'Alene, ID
Kuespert Insurance has served Idaho, Washington, and Oregon for over 40 years as an independent insurance agency. Founded by Paul Kuespert in 1979 and formally established in 1995 with his wife Janelle, we operate as a family business with deep community roots. Our licensed agents prioritize personalized service, leveraging relationships with 25+ carriers to deliver competitive rates and tailored coverage for personal and business needs. We specialize in auto, home, business, restaurant, and specialty insurance, ensuring clients receive comprehensive protection aligned with their unique circumstances.With offices in Coeur d'Alene, Parma, and Saint Maries, we combine local expertise with broad market access to simplify insurance decisions. Our team emphasizes transparency, guiding clients through policy selection, claims assistance, and coverage adjustments with integrity. Recognized for exceptional customer service, we focus on building long-term trust by prioritizing client needs over sales tactics. Whether protecting a home, vehicle, or business, we aim to provide peace of mind through informed recommendations and responsive support.
Services
Auto Insurance
Home Insurance
Business Insurance
Restaurant Insurance
Boat Insurance
Motorcycle Insurance
Commercial Property
Workers Compensation
Farm Insurance
Umbrella Insurance
Details
- Year established: 1995
Highlights and features
- We offer access to 25+ insurance carriers for competitive rate comparisons
- Family-owned agency with 40+ years of local insurance expertise
- Personalized policy guidance tailored to individual risk management needs
- Experienced agents specialize in complex business and specialty insurance
- Dedicated claims support available for policyholders in Northern Idaho
What people say
Excellent customer service
Saved me money
Quick to respond
Knowledgeable staff
Family-run business
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual and family needs across Idaho, Washington, and Oregon. Our policies cover liability, collision, and uninsured motorists while offering discounts for safe drivers and multi-policy bundling. With access to multiple carriers, we help clients find affordable premiums that balance coverage limits and deductibles according to their specific driving circumstances and vehicle values.
Home Insurance
Our homeowners insurance policies protect Idaho residences against common risks including fire, hail, and liability claims. We emphasize adequate replacement cost coverage while offering optional endorsements for valuable items and flood protection. With local expertise in regional weather patterns, we help policyholders navigate coverage decisions for primary residences, vacation properties, and rental investments across Northern Idaho.
Business Insurance
We design customized commercial insurance packages for Idaho and Washington businesses, including general liability, property protection, and workers compensation. Our specialists work with restaurants, contractors, and nonprofits to address industry-specific risks while ensuring compliance with state regulations. Through multi-carrier comparisons, we help businesses balance premium costs with appropriate risk management strategies.
Restaurant Insurance
Our restaurant insurance solutions address unique risks in the food service industry, including equipment breakdowns, food contamination, and liquor liability. We serve cafes, food trucks, and fine dining establishments across Northern Idaho with policies covering property damage, business interruption, and employee-related risks. Our agents understand seasonal fluctuations and help tailor coverage for both standalone and chain operations.
Farm Insurance
We offer specialized farm insurance policies protecting agricultural operations in Idaho's rural communities. Coverage includes barns, equipment, livestock, and crop-related structures while addressing liability concerns for agritourism activities. Our agents work with family farms and commercial operations to create cost-effective solutions that safeguard both personal and business assets through tailored insurance packages.
People
Stewart J. Kuespert
President
Stewart Kuespert leads the agency's operations with third-generation insurance expertise, continuing the family tradition of personalized service in Northern Idaho communities.
Paul Kuespert
Owner
Founder Paul Kuespert established the agency in 1995 after decades of industry experience, maintaining active involvement in client relationships and strategic direction.
Janelle Kuespert
Operations Officer
Janelle Kuespert manages daily operations with extensive knowledge of insurance products and client service standards developed over 25+ years in the business.
Michael Porter
Agent
Agent Michael Porter specializes in home and auto insurance solutions, recognized for saving clients money while improving coverage quality through personalized assessments.
Questions
What types of insurance do you offer?
We provide auto, home, business, restaurant, farm, and specialty insurance for clients in Idaho, Washington, Oregon, and surrounding states.
How do you help find competitive rates?
With access to 25+ insurance carriers, we compare options to find cost-effective solutions tailored to your specific coverage needs and budget.
Do you serve areas outside Idaho?
Yes, we're licensed in Washington, Oregon, Nevada, California, and Arizona while maintaining local expertise in Northern Idaho markets.
How does the claims process work?
Contact our office directly to initiate a claim - our agents assist with documentation requirements and coordinate with insurance carriers throughout the process.
Can you help with business insurance needs?
Our specialists create customized commercial packages for restaurants, contractors, nonprofits, and other businesses with industry-specific risk management solutions.
