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Business Details
We are Schoenhof Insurance Services Insurance Services, an independent agency and brokerage licensed in California and Arizona. We have over 30 years of experience providing insurance solutions to individuals and families. Our team specializes in evaluating client needs and matching them with policies from a wide range of top-rated carriers. We use leading-edge insurance rating software to compare rates from multiple companies simultaneously. We search a large database of California insurers to find the best available price. We tailor every quote to the specific circumstances of the client, ensuring they receive the best value for their money.

We represent the client, not any single insurance company, so our advice remains unbiased. We avoid hardsales tactics and insurance jargon, offering clear explanations and straightforward options. Our commitment to quality service means we provide honest evaluations without obligation or pressure. We maintain professional standards by holding active licenses in both states and adhering to industry regulations. Our goal is to deliver reliable coverage and dedicated support, building longterm trust with every client.
Highlights and features
  • We have over 30 years of insurance industry experience.
  • We are an independent agency licensed in California and Arizona.
  • We use advanced rating software to compare multiple carriers.
  • We tailor quotes to deliver the best value for clients.
  • We offer honest evaluations with zero obligation and no pressure.
Services
Homeowners
Homeowners insurance provides protection for your dwelling, personal property, and liability against risks such as fire, theft, and natural disasters. We serve homeowners in California and Arizona, using our independent agency status to shop multiple carriers for the best rates. Clients receive customized quotes that match their coverage needs and budget, ensuring they get protection at the lowest possible cost.
Auto
Auto insurance provides coverage for vehicles against damages from collisions, theft, vandalism, and liability for injuries or property damage to others. We serve drivers across California and Arizona, using our independent agency status to shop multiple carriers for rates. Clients receive tailored policies that fit their driving needs and budget, ensuring they obtain reliable protection at the best possible price.
Flood
Flood insurance offers protection against water damage to homes and personal property caused by flooding, storm surge, or overflow. We serve property owners in California and Arizona, leveraging our independent agency to compare rates from multiple carriers. Clients receive customized flood policies that match their risk exposure and budget, ensuring they secure adequate coverage at the lowest cost.
Umbrella
Umbrella insurance provides extra liability coverage that goes beyond the limits of standard home, auto, or boat policies. We serve individuals and families in California and Arizona, using our independent agency to shop multiple carriers for optimal umbrella limits. Clients receive tailored umbrella layers that protect assets and future earnings, ensuring they have sufficient coverage at a competitive price.
Motorcycle
Motorcycle insurance covers bikes against damage from accidents, theft, vandalism, and provides liability protection for riders and others. We serve motorcycle owners throughout California and Arizona, leveraging our independent agency to compare rates from multiple carriers. Clients receive customized motorcycle policies that fit their riding habits and budget, ensuring they get appropriate protection at the best possible rate.