Business Details
Trusted Insurance Services Since 1878
Founded in 1878, West & Knox Mutual Insurance has dedicated over 140 years to providing reliable, affordable insurance solutions tailored to the evolving needs of our policyholders. Originally established as the Farm Mutual Fire Association of Ohio to offer windstorm protection at reasonable costs, we have grown while maintaining our core commitment to member-driven service. Our policies are designed to cover homes, farms, mobile homes, rental properties, churches, and commercial ventures, with flexible options that adapt to individual circumstances.We prioritize continuous improvement in our products, technology, and customer support, ensuring our clients receive exceptional value and personalized attention. As a mutual company, we remain focused on delivering stability and trust, fostering long-term relationships with policyholders, agents, and corporate partners who rely on our expertise in risk management.
Services
Homeowners Insurance
Farm Coverage
Auto Insurance
Rental Properties
Mobile Home Policies
Churches & Clubs
Commercial Insurance
Specialty Insurance
Highlights and features
- We offer over 140 years of experience in mutual insurance services.
- Our policies are tailored to meet specific home, farm, and commercial needs.
- We provide bundling discounts for combined home and auto policies.
- Our team prioritizes local market knowledge and personalized support.
- We maintain a commitment to continuous improvement in technology and service.
Services
Homeowners Insurance
West and Knox offers customizable homeowners insurance for owner-occupied residences, covering personal property, dwellings, and private structures. Policies adapt to individual needs while ensuring affordability and comprehensive protection. Our focus remains on delivering stable, member-driven service rooted in over a century of expertise.
Farm Coverage
Our farm policies protect principal residences, livestock, machinery, and farm buildings, tailored to diverse agricultural operations. Coverage extends to personal property and structures, addressing unique risks faced by farmers. We combine industry knowledge with personalized solutions to safeguard rural livelihoods.
Auto Insurance
Auto insurance policies provide essential coverage for vehicles, with discounts available when bundled with home, farm, or mobile home policies. We prioritize competitive rates and flexible options to meet drivers' needs while maintaining financial security and peace of mind.
Rental Properties
Landlords receive coverage for residential dwellings, loss of rents, and vandalism, with options for up to four-family units. Renters' policies protect contents and personal liability. Our solutions balance investment protection with compliance, ensuring landlords and tenants are adequately covered.
Mobile Home Insurance
Policies for owner-occupied and rental mobile homes consider age, condition, and characteristics to provide relevant protection. Coverage adapts to structural and personal property needs, offering security for mobile home owners and renters through customizable, affordable plans.
People
Sherman Oyer
President
Sherman Oyer leads West and Knox with a focus on maintaining our mutual company's legacy while advancing modern insurance solutions.
Charles Kooser
Vice President
Charles Kooser oversees operational strategies to ensure our policies meet evolving client needs and industry standards.
Penny Postlewaite
Secretary/Treasurer
Penny Postlewaite manages financial stewardship and administrative oversight, ensuring fiscal responsibility and transparency.
John Capron
Board of Directors
John Capron contributes expertise in governance and long-term planning to support our member-centric mission.
Donna Detchon
Board of Directors
Donna Detchon advocates for policyholder interests through strategic decision-making and community engagement.
Questions
What types of insurance does West and Knox offer?
We provide homeowners, farm, auto, rental, mobile home, church, commercial, and specialty insurance policies tailored to individual needs.
Can I get discounts for bundling policies?
Yes, combining auto insurance with home, farm, or mobile home policies qualifies for multi-policy discounts.
How long has West and Knox been in business?
We've served policyholders since 1878, offering over 140 years of experience in mutual insurance services.
Are rental property policies available for landlords?
Yes, we cover rental residential dwellings, loss of rents, and vandalism for up to four-family units.
What areas does West and Knox serve?
We primarily serve Ohio and surrounding regions, focusing on local market needs through personalized service.
