Business Details
Trusted Insurance & Financial Services in Williston Park
We are a professional independent insurance agency with over 30 years of experience and a combined industry expertise of more than 100 years. Our dedicated team specializes in property casualty insurance, life and health insurance, retirement planning, real estate, mortgages, tax services, and payroll solutions. With strategic partnerships across multiple sectors, we provide comprehensive coverage options tailored to personal and commercial clients across eight states. Our principal, Keith A Kozarsky, brings 36 years of hands-on experience in insurance underwriting, claims management, and risk assessment throughout the NY metro area.We prioritize client-centric solutions over transactional sales, ensuring personalized guidance through complex insurance and financial planning decisions. Our expertise extends to specialized coverage for contractors, non-profits, and technology firms, alongside standard personal and commercial policies. Backed by 65 insurance carriers, we deliver competitive pricing without compromising on service quality or policy customization. Our commitment to excellence is reflected in our 7,129 commercial and 6,281 personal customers who trust us for reliable protection and strategic financial advice.
Services
Automobile Insurance
Contractors Insurance
Homeowners Insurance
Workers Compensation
Professional Liability
Tax Planning
Financial Planning
Mortgages
Retirement Planning
Non-Profit Insurance
Highlights and features
- We have over 30 years of experience in insurance and financial services
- Our team offers combined industry expertise of more than 100 years
- We provide specialized coverage for contractors and non-profits
- Our strategic partnerships include 65 insurance carriers
- We offer IRS representation and audit support services
Services
Automobile Insurance
Personal automobile insurance protects against liability and physical damage for private vehicles. We offer comprehensive policies with multiple coverage options including collision, comprehensive, and uninsured motorist protection. Our policies provide financial security for drivers across eight states while meeting state-specific requirements.
Contractors Insurance
Specialized liability protection for construction and trade professionals. Our policies cover electrical, plumbing, HVAC, and general contractors with options for NY Labor Law 240/241 coverage. We address unique risks including property damage, bodily injury, and contractual liability while providing defense cost coverage where applicable.
Homeowners Insurance
Comprehensive coverage for residential properties including dwelling, personal property, and liability protection. We offer standard HO3/HO5 policies along with specialized coverage for seasonal rentals and high-value homes. Our policies protect against common risks like fire, theft, and natural disasters while including loss of use coverage.
Workers Compensation
Mandatory insurance for employee workplace injuries and illnesses. Our policies cover medical expenses, lost wages, and rehabilitation costs while complying with state regulations. We provide specialized programs for high-risk industries and offer payroll reporting services to simplify premium calculations and audits.
Professional Liability
Protection against claims of professional negligence or failure to perform services. Our policies cover legal defense costs and settlements for professionals including lawyers, accountants, and technology consultants. We provide tailored coverage that addresses specific industry risks and contractual requirements.
People
Keith A Kozarsky
Principal
With 36 years of insurance industry experience, Keith specializes in commercial risk management and personal insurance solutions across eight states. He focuses on connecting clients with customized coverage through strategic carrier partnerships.
Questions
What types of insurance do you offer?
We provide automobile, homeowners, contractors, workers' compensation, professional liability, and commercial insurance, along with specialized coverage for non-profits and technology firms.
Do you serve both individuals and businesses?
Yes, we serve 6,281 personal customers and 7,129 commercial clients with tailored insurance and financial solutions.
What areas do you cover?
We operate across NY, NJ, CT, PA, NC, GA, LV, and VT with localized expertise in each market.
Do you offer financial planning services?
Yes, we provide retirement planning, tax services, mortgage programs, and comprehensive financial planning solutions.
How do you handle insurance claims?
Our team provides direct support through the claims process with 36 years of experience in claims management and resolution.
Can you help with contractor-specific insurance needs?
We specialize in NY Labor Law 240/241 coverage, general liability, and specialized policies for electrical, plumbing, and construction contractors.
