Business Details
50+ Years
experience
Emergency
services
Trusted Crop Insurance Solutions in Clare, MI
Jim Colville Crop Insurance has been dedicated exclusively to crop insurance since 1967, providing tailored risk management solutions for farmers. Our team combines decades of industry experience with personalized service, offering comprehensive coverage through government-sponsored multi-peril programs and named-peril policies. Licensed in 11 states, we specialize in Revenue Protection, Yield Protection, Catastrophic Coverage, and livestock insurance, ensuring farmers receive customized plans aligned with their financial goals.With a 24/7 availability and a commitment to accessibility, we serve clients across Michigan, Indiana, Illinois, Wisconsin, Ohio, Pennsylvania, Texas, Florida, North Carolina, South Carolina, and California. Our agency represents carriers with over 500 years of combined experience, maintaining an unwavering focus on customer satisfaction and industry expertise.
Services
Revenue Protection
Yield Protection
Catastrophic Coverage
Livestock Insurance
Crop-Hail Protection
Details
- Year established: 1967
Highlights and features
- We offer over 55 years of specialized crop insurance expertise
- Our team provides personalized farm visits for tailored insurance solutions
- Licensed in 11 states with access to multiple insurance carriers
- Available 24/7 for urgent insurance needs and consultations
- Specialize in both multi-peril and named-peril crop insurance programs
What people say
Personalized farm visits
24/7 availability
Industry expertise
Tailored solutions
Multi-state coverage
Services
Revenue Protection
Revenue Protection guarantees revenue by combining yield and price variability coverage. This policy protects against losses from low prices, low yields, or both. Farmers can select coverage levels between 50-85%, with subsidies available through government programs. The policy provides financial stability for loan collateral and marketing plans.
Yield Protection
Yield Protection covers losses from natural causes like drought, hail, and disease. Based on individual production history, it offers coverage levels from 50-85% of average yields. This policy ensures cash flow stability and supports long-term business planning with government subsidies.
Catastrophic Coverage
Catastrophic Coverage provides basic protection against major yield losses from natural disasters. The federal government subsidizes premiums, requiring only a $300 administrative fee. It covers losses exceeding 50% of expected yields at 55% of established commodity prices.
Livestock Insurance
Livestock Insurance protects against gross margin losses for dairy, cattle, and hog producers. It covers price declines and feed cost increases through LGM and LRP policies. This risk management tool ensures financial stability for livestock operations with government-backed options.
Crop-Hail Protection
Crop-Hail Protection covers yield reductions from hail and fire damage. Available in $100 increments with costs under $1.00 per unit, this affordable coverage offers deductibles for partial self-insurance. It provides essential supplemental protection against weather-related crop losses.
People
Jim Colville
Founder
Founder with 40+ years in crop insurance, former hail adjuster and economics teacher. Combines farming experience with educational expertise to serve Michigan farmers.
J.C. Colville
Agent
Licensed agent since 1994 with prior traditional insurance experience. Active in sports officiating and community engagement across Michigan locations.
David Colville
Agent
Financial industry veteran with futures market expertise. Educates farmers on risk management strategies while maintaining dual residences in Florida and Michigan.
Scott Colville
Agent
Combines banking and appraisal experience with crop insurance. University of Michigan graduate focused on financial planning for agricultural operations.
Ryan Colville
Agent
Third-generation agent with economics and communications background. Assists grandfather Jim while maintaining active roles in sports coaching and outdoor activities.
Questions
What should I do if I have a crop loss?
Do not destroy the crop. Contact us immediately and wait for authorization before repurposing land.
Does crop insurance cover natural disasters?
Yes, policies cover natural causes like drought, hail, and floods as listed in policy terms.
How do I choose the right insurance plan?
We analyze your specific needs and financial goals to create a customized insurance package.
Are you available outside regular business hours?
Yes, we offer 24/7 support 365 days a year for urgent insurance needs.
What areas do you serve?
We operate in Michigan, Indiana, Illinois, Wisconsin, Ohio, Pennsylvania, Texas, Florida, North Carolina, South Carolina, and California.
Can I get insurance for specialty crops?
Yes, Whole Farm Revenue Protection covers specialty crops like pumpkins, tomatoes, and Christmas trees.
