Business Details
42 Years
experience
Emergency
services
Your Trusted Insurance Partner in Clare, MI
North Central Insurance has been serving the mid-Michigan community and beyond for nearly four decades, specializing in personalized insurance solutions for both individuals and businesses. Our team of experienced professionals is deeply rooted in the local area, understanding the unique needs of families, farms, and commercial enterprises. We pride ourselves on building long-term relationships by offering tailored coverage options through partnerships with top-tier carriers.Our commitment extends beyond policy saleswe strive to be trusted advisors, ensuring clients receive comprehensive protection at competitive rates. With a focus on local expertise and customer-centric service, we guide clients through complex insurance decisions while maintaining transparency and integrity. Our agency's longevity reflects our dedication to adapting with industry changes while preserving the personalized touch that defines our approach.
Services
Auto Insurance
Business Insurance
Farm Insurance
Home Insurance
Health Insurance
Details
- Year established: 1984
Highlights and features
- We offer 40 years of localized insurance expertise
- Our team provides personalized service tailored to individual needs
- We partner with top-rated insurance carriers for comprehensive coverage
- We specialize in both personal and commercial insurance solutions
- Our agents maintain deep community ties and industry knowledge
What people say
Personalized service
Local expertise
Knowledgeable staff
Community involvement
Tailored solutions
Services
Auto Insurance
Our auto insurance protects personal and commercial vehicles with comprehensive coverage options including collision, liability, and roadside assistance. We help clients navigate coverage gaps for leased or financed vehicles while ensuring compliance with state requirements. Our local agents provide personalized policy recommendations based on driving habits and vehicle usage patterns.
Business Insurance
Tailored insurance solutions protect diverse businesses from restaurants to dealerships. Coverage includes property protection, liability insurance, and workers compensation. We assess each business's unique risks to create customized plans that safeguard assets while maintaining operational continuity through unexpected disruptions.
Farm Insurance
Specialized insurance programs protect Michigan farming operations with policies covering equipment, crops, and agribusiness liabilities. Our carriers understand agricultural risks, offering coverage that protects both livelihoods and investments in farming communities across the region.
Home Insurance
Comprehensive home insurance covers primary residences, rental properties, and condominiums. Policies protect against structural damage, personal property loss, and liability claims. We help homeowners navigate coverage options to protect their largest investment with appropriate limits and endorsements.
Health Insurance
We provide access to individual and group health insurance plans with various coverage options. Our agents help clients understand policy details including deductibles, networks, and prescription coverage to find plans that balance cost and medical care needs for families and businesses.
People
William (BJ) Murphy
President and Owner
With over a decade in insurance and business management expertise, William leads North Central Insurance since 2021. He actively engages with clients while contributing to local organizations like the Clare Chamber of Commerce and youth sports programs.
Tanya Dibble
Agent and Office Manager
Tanya serves commercial and farm insurance clients with three years of dedicated service. She balances community involvement through camping and gardening activities with her professional responsibilities managing insurance needs for local businesses.
Mary Timmins
Agent
With 25+ years of insurance experience, Mary provides comprehensive coverage solutions across all product lines. A long-time Clare resident, she contributes to community organizations while maintaining expertise in personal and commercial insurance products.
Kelly Newton
Agent
Kelly brings 25+ years of Michigan insurance experience to personal insurance services. Her craft hobbies complement her professional focus on helping clients protect their personal assets through customized insurance solutions.
Rebeka Teffner
Agent
Rebeka specializes in personal insurance lines while building long-term client relationships. She focuses on understanding individual needs to provide tailored solutions from multiple trusted carriers, balancing professional service with family priorities.
Questions
What types of insurance do you offer?
We provide auto, home, farm, health, and business insurance solutions tailored to Michigan residents and businesses.
How can I get an insurance quote?
Request a free quote online or contact our Clare office directly to speak with an insurance professional.
Do you handle insurance claims?
We partner with quality carriers to assist with claims processing through their dedicated claims departments.
Are you available for emergencies?
Yes, we offer after-hours emergency service at 734-929-8926 for urgent insurance needs.
What areas do you serve?
Primarily mid-Michigan including Clare, Gladwin, and surrounding counties with statewide capabilities.
Why choose North Central Insurance?
Our 40-year legacy combines local knowledge with personalized service and partnerships with top-rated insurance carriers.
