JCM Mutual Insurance Assn

JCM Mutual Insurance Association is a local insurance provider serving southeast Iowa. We offer a range of services including home, farm, and liability insurance through our network of local agents. Our history dates back to 1865 when we were founded as Swedish Mutual Insurance by a group of Swedish settlers. Over the years, we have grown and evolved, merging with other local mutuals to become the strong and stable company we are today.

Our commitment to serving our local community is unwavering. We believe in providing quality insurance products at affordable rates to our policyholders. Our membership model ensures that policyholders own and control their local company, making decisions through an elected board of directors. This approach has allowed us to build strong relationships with our customers and to contribute positively to the local economy.

We are proud to have served our community for over 150 years, surviving through good and bad times. We have paid out millions of dollars in claims, helping to restore properties and strengthen local economies. Our partnership with Grinnell Mutual Reinsurance Company ensures that we have the financial security to meet our obligations.

Today, we continue to serve 17 counties in Iowa, offering a range of insurance products tailored to meet the unique needs of our policyholders. Our agents are local people who understand the specific risks and challenges faced by our community. They are dedicated to providing personalized service and ensuring that our policyholders receive the best possible coverage.

Our Services

At JCM Mutual Insurance Association, we offer a variety of insurance services including home insurance, farm insurance, and liability insurance. Our home insurance policies cover residential properties against fire, lightning, tornadoes, and wind storms, while our farm insurance policies protect agricultural properties against similar risks. Our liability insurance provides coverage against accidents and damages that may occur on your property.

We understand that every policyholder has unique needs, and we work closely with our agents to tailor our services to meet those needs. Whether you are a homeowner, a farmer, or a business owner, we can provide the insurance coverage you need to protect your assets and your livelihood.

Local Presence

Our commitment to serving our local community is evident in our extensive network of local agents. We have agents located throughout our service area, including Appanoose, Davis, Des Moines, Henry, Iowa, Jefferson, Johnson, Keokuk, Lee, Louisa, Lucas, Mahaska, Marion, Monroe, Poweshiek, Van Buren, Wapello, Washington, and Wayne counties. Each agent is dedicated to providing personalized service and ensuring that our policyholders receive the best possible coverage.

Our History

Few people realize the large number of County Mutual Insurance Associations that are around the state of Iowa and the strong, positive social and economic impact they have made in their communities over the last 150 years. County Mutual Insurance Associations are local property insurance companies. Policyholders own and control their local company through an elected board of directors. Annual policyholder meetings are held each year for the purpose of electing directors, reviewing annual financial results, and discussing any other business to prepare for the future.

Jefferson County Mutual was originally founded in 1865 under the name of Swedish Mutual Insurance. It was started by a small group of Swedish people for their mutual protection against fire, lightning, tornados, and wind storms. As the group realized that their neighbors also needed mutual protection, the group continued to grow as more members joined. In 1920 the group incorporated under the laws of the state of Iowa. Over the years, Jefferson County Mutual, Germanville Mutual, and Swedish Mutual all merged their business together to form one larger, stronger company. In 2014, they decided to change their county mutual status to a 518A state mutual, which allowed them to expand their writing territory to 17 counties. This change gave them the opportunity to serve more people and spread their risk over a broader territory, thus helping to protect their financial security.