Business Details
31 Years
experience
Your Trusted Insurance Partner in South Dakota
Puthoff Insurance has been serving South Dakota communities since 1995, providing comprehensive insurance solutions tailored to both personal and commercial needs. Founded on principles of trust and integrity, we transitioned to new ownership in 2019 under Jim Knudson and Dave Puthoff, who continue our legacy of personalized service. Our team of experienced agents holds specialized certifications including Certified Insurance Counselor (CIC) and Certified Insurance Service Representative (CISR), ensuring expert guidance across diverse insurance sectors. As a Trusted Choice Agency and member of Independent Insurance Agencies of South Dakota, we maintain rigorous industry standards while prioritizing community engagement through local organizations and church activities. Our unique approach combines modern efficiency with traditional values, offering direct access to knowledgeable agents without the need for multiple contacts. With three strategically located offices, we serve clients statewide in home, auto, farm, life, and commercial insurance, including specialized coverage for contractors and agribusinesses.Our commitment to continuous education ensures clients receive up-to-date advice on risk management and protection strategies. We distinguish ourselves through transparent communication, competitive pricing from multiple carriers, and a customer-centric philosophy that has sustained us for over 25 years. Our agency's motto - 'not being the biggest just the best' - reflects our dedication to quality service over quantity. Through generations of combined experience, we provide peace of mind to families and businesses across South Dakota, understanding both urban and rural insurance requirements. Our community roots run deep, with team members actively involved in local governance, youth programs, and charitable initiatives. This enduring commitment to our clients and communities forms the foundation of our insurance services.
Services
Auto Insurance
Home Insurance
Farm Insurance
Life Insurance
Commercial Insurance
Contractors Insurance
Agri-Business Insurance
Umbrella Insurance
Motorcycle Insurance
RV Insurance
Details
- Year established: 1995
Highlights and features
- We have over 25 years of combined experience in personal and commercial insurance.
- Our agents hold specialized certifications including Certified Insurance Counselor (CIC) and Certified Insurance Service Representative (CISR).
- We offer competitive pricing through multiple insurance carriers while maintaining personalized service.
- Our team provides direct access to knowledgeable agents without requiring multiple contacts.
- We maintain deep community roots with active involvement in local organizations and governance.
Associations and certifications
- Trusted Choice Agency
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual needs, including collision, liability, and gap coverage. Our policies protect against theft, damage, and legal liabilities while offering additional benefits like road trouble service. With flexible options for standard vehicles, collector cars, and motorcycles, our experienced agents help clients select optimal coverage levels that balance protection and affordability.
Commercial Insurance
Our commercial insurance packages safeguard businesses against property damage, liability claims, and operational disruptions. Coverage includes general liability, workers' compensation, commercial auto, and business owners policies (BOP). We specialize in customized solutions for contractors and agribusinesses, ensuring protection for unique industry risks while helping clients maintain compliance with regulatory requirements through comprehensive risk management strategies.
Home Insurance
We offer homeowners, condo, and renters insurance that protects against property damage, personal liability, and additional living expenses during covered losses. Our policies cover structural damage, personal belongings, and legal responsibilities while providing options for enhanced protection against specific risks. We help clients tailor coverage amounts to match their property's value and individual needs.
Life Insurance
Our life insurance solutions provide financial protection for dependents through term and permanent policies. We help clients determine appropriate coverage amounts based on family needs, income replacement requirements, and business continuity planning. Services include policy analysis, beneficiary designation guidance, and recommendations for integrating life insurance into broader financial planning strategies.
Farm Insurance
We specialize in farm insurance for both hobby and commercial operations, covering property damage, liability, and crop-related risks. Our policies protect farm structures, equipment, and livestock while addressing unique exposures in South Dakota's agricultural industry. We work with top-rated carriers to provide tailored solutions for feed and seed dealers, equipment operators, and diversified farming operations.
People
Jim Knudson
Agent
Jim has over 25 years of property and casualty insurance experience, specializing in commercial agriculture and contractors insurance. He maintains a Certified Insurance Counselor (CIC) designation through annual continuing education. Active in community organizations and church leadership, Jim brings both professional expertise and local knowledge to client interactions.
Amy Block
Agent
Amy has worked in insurance since 2005, earning CISR and CISR Elite designations. She actively participates in community service initiatives through PACH and youth soccer organizations. With expertise in personal and commercial lines, Amy provides comprehensive insurance solutions while maintaining strong client relationships through personalized service.
Dave Puthoff
Agent
Dave brings 20 years of insurance experience to his role, previously working in agricultural equipment sales. He combines industry knowledge with insurance expertise to serve business clients effectively. Active in local governance and community organizations, Dave understands both personal and commercial insurance needs through his extensive community involvement.
Mary Henkel
Agent
Mary provides insurance solutions while drawing on her firsthand experience as a farmer's spouse. With four daughters and 12 grandchildren, she understands family insurance needs from both personal and professional perspectives. Her background in agricultural operations helps inform her approach to farm and personal insurance coverage.
Questions
What types of insurance does Puthoff Insurance Agency offer?
We provide auto, home, farm, life, and commercial insurance, including specialized coverage for contractors and agribusinesses across South Dakota.
How can I get a personalized insurance quote?
Contact us directly through our website or call any of our three South Dakota locations to speak with an experienced agent about your specific needs.
Are your insurance agents certified professionals?
Yes, our team includes Certified Insurance Counselors (CIC) and Certified Insurance Service Representatives (CISR) with decades of combined industry experience.
Do you offer insurance for agricultural businesses?
Yes, we specialize in farm and agribusiness insurance tailored to South Dakota's unique agricultural needs through top-rated carriers.
What sets Puthoff Insurance apart from other agencies?
We combine personalized service with specialized expertise, offering direct agent access, multiple carrier options, and deep community knowledge since 1995.
