Business Details
50+ Years
experience
Your Trusted Insurance Partner in Boonville, NY
Founded in 1958 by William B. Payne, our agency has been family-owned and operated for over six decades. We specialize in providing comprehensive multi-line insurance solutions for both individuals and businesses across New York State. With three convenient locations in Boonville, Lowville, and Utica, we work with more than thirty national and regional insurance carriers to ensure our clients receive optimal coverage at competitive rates. Our dedicated team of insurance professionals offers personalized service through both in-person consultations and digital platforms.We maintain consistent operating hours across all locations while providing flexible appointment options to accommodate our clients' schedules. Our expertise spans automobile, homeowners, commercial, life, health, and recreational vehicle insurance, along with specialized coverage for workers' compensation and cyber liability.
Services
Commercial Insurance
Life Insurance
Vehicle Insurance
Homeowners Insurance
Recreational Insurance
Workers' Compensation
Cyber Liability
Health Insurance
Property Insurance
General Liability
Details
- Year established: 1958
Highlights and features
- We offer over 60 years of family-owned insurance expertise
- Our team works with 30+ national and regional insurance carriers
- We provide personalized insurance solutions for unique client needs
- We maintain three convenient locations across New York State
- Our professionals offer comprehensive coverage options for all insurance needs
Services
Commercial Insurance
Our commercial insurance solutions protect businesses from liability risks and property damage. We offer general liability coverage for customer injuries and property damage, workers' compensation for employee injuries, and professional liability for service-related claims. Businesses benefit from tailored policies that meet contractual requirements while protecting company assets through comprehensive risk management strategies.
Life Insurance
We provide life insurance policies that offer death benefits to designated beneficiaries while providing wealth-building options. Our offerings include whole, universal, and variable life insurance products that combine protection with investment components. Clients receive personalized guidance to select policies that align with their financial goals and family protection needs.
Vehicle Insurance
Our vehicle insurance covers cars, trucks, motorcycles, and recreational vehicles with protection against collision damage, theft, and liability claims. Policies include financial protection for physical damage, bodily injury, and third-party liability while offering optional coverage for weather-related incidents and non-collision damage through comprehensive endorsements.
Homeowners Insurance
We offer homeowners insurance that combines property damage coverage with personal liability protection. Policies cover main dwellings and personal property while providing liability protection for injuries occurring on insured properties. Our coverage includes standard protections against fire, theft, and weather damage with optional flood insurance endorsements.
Recreational Insurance
Our recreational vehicle insurance protects ATVs, boats, snowmobiles, and RVs with comprehensive coverage options. Policies include protection for seasonal equipment against theft, weather damage, and collision-related incidents. We provide affordable, specialized insurance solutions tailored to recreational vehicle owners' unique needs.
People
William B. Payne
Founder
Established W.B. Payne Co. in 1958 as a family-owned insurance agency. Built a legacy of personalized service and comprehensive coverage options across New York State. His vision created a multi-carrier insurance platform serving both individuals and businesses through three regional locations.
Questions
What types of insurance do you offer?
We provide auto, home, life, health, commercial, recreational vehicle insurance, workers' compensation, and cyber liability coverage through 30+ insurance carriers.
How do you help clients find the best rates?
As an independent agency, we compare policies from multiple carriers to find optimal coverage at competitive prices tailored to each client's specific needs.
Do you serve both individuals and businesses?
Yes, we offer comprehensive insurance solutions for both personal needs and commercial operations across New York State.
What are your office hours?
Our offices operate Monday-Friday 8:00 AM - 5:00 PM with Saturday appointments available at all three New York locations.
Can I manage policies online?
Yes, we offer digital policy management tools and customer service forms accessible from home or office locations for policy service requests.
