Business Details
50+ Years
experience
Your Trusted Insurance Partner in Cincinnati, OH
Huesman Schmid has been dedicated to providing clients with comprehensive protection and peace of mind since 1975. Our agency prioritizes personalized service, working closely with individuals, families, and businesses to tailor insurance solutions that address their unique needs. As a second-generation family-owned business, we combine decades of industry experience with a commitment to integrity, empathy, and community involvement. Our team of professionals ensures clients receive guidance on coverage options, prompt claims assistance, and ongoing support to adapt policies as life circumstances change.We maintain partnerships with top-rated insurance carriers to deliver competitive rates and reliable service across personal and commercial lines. Our reputation for transparency, responsiveness, and local engagement has fostered long-term relationships with clients throughout Ohio, Indiana, and Kentucky. By focusing on both client education and advocacy, we aim to simplify the insurance process while safeguarding what matters most to our policyholders.
Services
Auto Insurance
Homeowners Insurance
Renters Insurance
Commercial Insurance
Life Insurance
Umbrella Insurance
Flood Insurance
Pet Insurance
Landlord Insurance
Details
- Year established: 1975
Highlights and features
- We offer independent agent access to multiple insurance carriers for customized solutions
- Our team provides personalized guidance through complex insurance decisions
- We maintain deep local community ties through charitable involvement
- We specialize in both personal and commercial insurance coverage
- Our agency offers dedicated claims support and policy management resources
What people say
Excellent customer service
Prompt policy management
Knowledgeable advisors
Reliable claims processing
Personalized attention
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual driving needs and vehicle values. Our policies include collision, comprehensive, liability, and medical coverage options with flexible deductibles. Our agents help clients understand coverage limits and discounts while ensuring compliance with state requirements across Ohio, Indiana, and Kentucky.
Homeowners Insurance
Our homeowners insurance policies protect against property damage, personal liability, and living expense disruptions. Coverage includes structural repairs, personal property protection, and medical expense coverage for third-party injuries. We customize policies to address regional risks while securing competitive rates through top-rated carriers.
Commercial Insurance
We offer specialized commercial insurance packages including general liability, property coverage, and surety bonds. Our solutions protect businesses against operational risks, property damage, and liability claims. The agency provides dedicated support for policy management, risk assessment, and claims advocacy tailored to specific industry needs.
Life Insurance
We help clients select term and permanent life insurance policies to protect dependents and preserve assets. Options include income replacement, final expense coverage, and estate planning solutions. Our advisors explain policy features, premium structures, and cash value components to match long-term financial goals.
Umbrella Insurance
Our umbrella insurance policies provide additional liability coverage beyond standard auto and home policies. This protection extends to legal defense costs and damages from major accidents or lawsuits. We assess clients' asset protection needs to determine appropriate coverage limits and policy structures.
People
AJ Schmid
Agency Leader
AJ Schmid carries on the family insurance tradition with over 20 years of industry experience. He focuses on maintaining client relationships while ensuring the agency adapts to evolving insurance needs through technology and service innovation.
Amy Schmid Roberts
Agency Leader
Amy Schmid Roberts combines generational knowledge with modern insurance practices. She specializes in commercial risk management while maintaining the agency's commitment to personalized service and community engagement.
Paul Huesman Jr.
Agency Leader
Paul Huesman Jr. continues his family's legacy with expertise in personal insurance lines. He emphasizes client education and policy customization while upholding the agency's core values of integrity and fairness.
Questions
What areas do you serve?
We provide insurance services throughout Ohio, Indiana, and Kentucky with a focus on Cincinnati and surrounding communities.
What types of insurance do you offer?
We offer personal insurance (auto, home, life) and commercial insurance (liability, property, bonds) with specialized coverage options available.
How can I get an insurance quote?
Request a quote through our website or contact our Cincinnati office directly at 513-521-8590 for personalized assistance.
Do you offer policy management tools?
Yes, we provide online account access and dedicated agent support for policy changes, claims reporting, and document retrieval.
Are you an independent insurance agency?
Yes, we represent multiple insurance carriers to offer competitive rates and customized coverage solutions for our clients.