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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Winthrop, MA
Founded in 1958 by John M. Biggio, our agency has built a legacy of personalized insurance solutions rooted in family tradition. As an independent agency, we leverage relationships with top-rated carriers to deliver tailored coverage for personal and commercial clients across Massachusetts and New England. Our team of licensed experts specializes in auto, home, commercial, liability, and life insurance, prioritizing client needs through dedicated service and community engagement.

With over six decades of local expertise, we combine stability with adaptability to meet evolving insurance demands. Our commitment to transparency, competitive pricing, and comprehensive risk management has earned us enduring trust as a family-operated advisory partner.
Services
Auto Insurance Homeowners Insurance Commercial Auto Insurance General Liability Insurance Life Insurance Flood Insurance Umbrella Insurance Boat Insurance Business Owners Policy Personal Liability Coverage
Details
  • Year established: 1958
Highlights and features
  • We offer 60+ years of localized insurance expertise
  • Our independent agency status provides access to multiple carriers
  • Specialized coverage for contractors, artisans, and technology firms
  • Family-owned commitment to community and client relationships
  • Comprehensive risk assessment with personalized policy recommendations
Services
Auto Insurance
We provide comprehensive auto insurance solutions with A+ rated carriers, offering competitive rates and specialized coverage options. Our policies include replacement cost coverage for new vehicles, multi-car discounts, and advanced driver training incentives. With flexible policy terms and personalized service, we help clients navigate Massachusetts' regulatory requirements while optimizing protection and affordability.
Homeowners Insurance
Our homeowners insurance policies protect primary residences and structures with customizable coverage options. We offer dwelling protection, personal property coverage, liability safeguards, and loss-of-use provisions. Our team works with top-rated carriers to ensure replacement cost valuation and tailored policy terms that address regional risks specific to New England properties.
Commercial Auto Insurance
Designed for Massachusetts businesses, our commercial auto policies cover company-owned, leased, or employee-operated vehicles. Coverage includes liability protection, physical damage coverage, and equipment protection. We specialize in risk assessment for contractors, delivery services, and fleet operations, ensuring compliance with state regulations while optimizing premium costs.
General Liability Insurance
We offer comprehensive liability coverage for Massachusetts businesses, protecting against property damage, bodily injury, and personal injury claims. Our policies integrate with business owners' policies (BOP) to provide bundled protection. We specialize in coverage for contractors, artisans, and technology firms, addressing industry-specific risk exposures.
Life Insurance
Our life insurance solutions provide financial protection for dependents through term and whole life policies. We help clients evaluate coverage needs based on mortgage obligations, childcare costs, and future expenses. Partnering with top carriers, we offer policies that ensure funeral expense coverage and maintain family financial stability during transitional periods.
People
John E. Biggio
President and CEO
Licensed property and casualty agent with 25+ years' experience. Specializes in business liability coverage for contractors and technology firms. Graduated from Framingham State College with Economics degree. Active in Boston Wounded Veterans Run.
Marie Biggio Randolph
Vice President
Licensed insurance professional specializing in personal and commercial coverage. Holds Business Administration degree from Emmanuel College. Expert in commercial real estate and fleet insurance. Active Boston sports enthusiast and community advocate.
Donna Ebba
Senior Insurance Professional
30-year agency veteran with expertise in dual business/personal insurance solutions. Recognized for client service excellence. Specializes in policy problem-solving and comprehensive coverage planning for East Boston residents.
Kevin Randolph
Assistant Vice President
Commercial insurance specialist with focus on risk management solutions. Provides strategic guidance for business clients seeking liability and property coverage. Active participant in agency's community outreach initiatives.
Kathleen Hogan
Automobile Client Services
Client services specialist handling automobile insurance policies. Provides policy administration support and client education on coverage options. Maintains expertise in Massachusetts auto insurance regulations and discount programs.
Questions
What types of insurance does Biggio Insurance offer?
We provide auto, home, commercial, liability, life, flood, umbrella, and boat insurance for personal and business clients across Massachusetts.
How can I get a competitive insurance quote?
Complete our online quote form or call (617) 846-8600 to speak with a licensed agent about personalized coverage options.
Are there discounts available for Massachusetts drivers?
Yes, we offer multi-car discounts, good student rates, advanced driver training credits, and loyalty rewards for qualified policyholders.
What makes Biggio Insurance different from other agencies?
As a family-owned agency since 1958, we combine independent carrier access with personalized service and deep local expertise.
How do I file an insurance claim?
Report claims through our website or contact our Winthrop office directly at (617) 846-8600 for immediate assistance with claim submission.
Do you offer commercial insurance for small businesses?
Yes, we specialize in tailored commercial auto, liability, and property coverage for Massachusetts small businesses and contractors.