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Business Details
36 Years
experience
Affordable Auto & SR22 Insurance in Reno, NV
Action Auto Insurance has served Reno, Sparks, and all of Nevada for over 30 years, specializing in auto, SR22, and non-owner insurance solutions. Established in 1990, we prioritize personalized service as an independent agent, partnering with A-rated carriers to offer competitive rates tailored to individual needs. Our team provides expertise in navigating insurance requirements, including DUI-related SR22 filings, unlicensed driver coverage, and commercial policies.

With a focus on local advocacy, we assist clients in securing immediate coverage for vehicles, boats, RVs, and more. Our commitment to transparency and customer-centric support has earned us recognition as Nevada's leading independent insurance agency, serving both local and out-of-state clients.
Services
Auto Insurance SR22 Insurance Non-Owner Insurance Motorcycle Insurance Boat Insurance RV Insurance Commercial Auto
Details
  • Year established: 1990
Highlights and features
  • We have over 30 years of experience insuring Nevada drivers with specialized policies.
  • Our independent agency model offers access to multiple A-rated insurance carriers.
  • We provide 24/7 quote assistance via phone and text for urgent needs.
  • Our team includes Spanish-speaking agents for bilingual customer support.
  • We specialize in hard-to-place driver situations and DUI-related SR22 requirements.
What people say
Super helpful Great experience Highly recommend Quick policy processing Best rates
Services
Auto Insurance
Action Auto Insurance offers comprehensive auto insurance policies tailored to individual driver profiles. We provide coverage options for liability, collision, uninsured motorists, and custom vehicle protections. Our local agents specialize in securing affordable rates for drivers with diverse records, including those requiring SR22 filings or non-owner policies.
SR22 Insurance
We specialize in Nevada SR22 insurance requirements for license reinstatement after DUIs or coverage lapses. Our team ensures DMV compliance through verified filings and maintains continuous coverage tracking for three-year mandates. Policies accommodate both vehicle owners and non-owners seeking affordable solutions.
Non-Owner Insurance
Designed for drivers without vehicle ownership, this policy provides liability protection for borrowed or rented vehicles. Ideal for SR22 compliance, our non-owner insurance offers cost-effective options for individuals needing proof of coverage without traditional auto policies.
Motorcycle Insurance
Our motorcycle insurance protects riders with coverage for collision damage, medical expenses, and uninsured motorists. We offer specialized policies for standard, custom, and vintage motorcycles, ensuring adequate protection against common road risks while maintaining competitive premiums.
Boat Insurance
We provide boat insurance covering hull damage, liability, and personal property on watercraft. Policies include agreed value protection and optional towing coverage. Our agents help clients select appropriate plans for speedboats, yachts, and jet skis while ensuring cost-effective premium rates.
People
Dan Moroney
President
Dan Moroney leads Action Auto Insurance with decades of industry experience, establishing the agency as Nevada's top independent insurance provider since 1990 through client-focused service and strategic carrier partnerships.
Shannon Diaz
Office Manager
Shannon Diaz delivers exceptional customer service with rapid policy processing and personalized insurance solutions, earning multiple client testimonials for her expertise in securing affordable coverage for complex driver situations.
Questions
What types of insurance does Action Auto Insurance offer?
We provide auto, SR22, non-owner, motorcycle, boat, RV, and commercial auto insurance policies tailored to individual client needs across Nevada and California.
Can I get insurance with a DUI record?
Yes, we specialize in SR22 insurance for drivers with DUI-related license reinstatement requirements, offering compliant and affordable coverage options.
Do you offer non-owner insurance policies?
Yes, we provide non-owner insurance for individuals needing liability coverage without vehicle ownership, often used for SR22 compliance or occasional driving.
Are your rates truly competitive?
As an independent agent, we compare multiple A-rated carriers to ensure clients receive the most affordable rates for their specific insurance needs.
Is after-hours service available?
Yes, text quotes and inquiries are available after hours at (775) 525-4406 for urgent insurance needs outside regular business hours.
How quickly can I get covered?
Many policies can be processed and activated within 30 minutes through our rapid service, with immediate coverage documentation emailed directly to clients.