At Bernie & KLK Benefits & Insurance, we understand that finding the right insurance plan can be a daunting task. With over 37 years of experience in the insurance industry, our team is dedicated to providing personalized service and tailored solutions to meet your unique needs. As an independent insurance agency, we have access to major insurance companies, allowing us to compare protection and prices to find the best insurance program that meets your needs at the best value.
Our Team
Our team is comprised of experienced professionals who are dedicated to providing exceptional service. Bernie Lontine, our founder, has been servicing the York area in Life, Health, Property, and Casualty Insurance for over 37 years. His daughter, Kimberly, joined him in this endeavor 14 years ago, bringing with her extensive knowledge and expertise in the insurance industry. Together, they have built a reputation for providing trusted and reliable insurance solutions to their clients.
Insurance Offered
We offer a wide range of insurance products, including:
- Health Insurance: Individual and group health insurance plans, including Medicare and supplemental insurance
- Life Insurance: Individual and group life insurance plans, including term life, whole life, and universal life insurance
- Dental Insurance: Individual and group dental insurance plans
- Voluntary Worksite Benefits: Accident, cancer, critical illness, hospital indemnity, short-term disability, long-term disability, and life insurance
- Short-Term Disability: Insurance plans designed to provide financial protection in the event of illness or injury
- Long-Term Disability: Insurance plans designed to provide financial protection in the event of long-term disability or illness
- Home/Auto Insurance: Insurance plans designed to provide protection for your home and auto
About Us
At Bernie & KLK Benefits & Insurance, we pride ourselves on our commitment to exceptional customer service, personalized attention, and tailored solutions. We believe that every individual and business deserves access to reliable and affordable insurance coverage. Our team is dedicated to helping you find the right insurance plan to meet your unique needs and provide peace of mind.

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