Ham Insurance Agency

Our History

The Ham Insurance Agency is a proud family-owned business with deep roots in Maine and New Hampshire. Founded in 1961 by Cliff Ham, the agency has been dedicated to providing comprehensive insurance solutions and unwavering support to our community for generations. We believe in building lasting relationships with our clients, understanding their individual needs, and providing personalized guidance every step of the way. As a long-standing member of these communities, we take pride in actively participating in local events, supporting charitable organizations, and contributing to the overall well-being of the region.

Who We Are

At Ham Insurance Agency, our core mission is to empower our clients with the knowledge and resources they need to effectively protect what matters most. We specialize in Property and Casualty Insurance, offering a wide range of coverage options tailored to meet the unique needs of individuals, families, and businesses. By fostering strategic partnerships with prominent insurance carriers, we are able to provide our clients with access to competitive rates, comprehensive coverage, and exceptional customer service.

Auto Insurance

Whether you are a seasoned driver with a spotless record or a new driver navigating the complexities of the road, our team is here to help you find the right auto insurance coverage. We understand that each driver's needs are unique, which is why we offer a variety of policy options to suit your individual circumstances and budget. From liability coverage to collision and comprehensive protection, we can help you build a policy that offers peace of mind and financial security.

Home Insurance

Your home is more than just a structure; it's a sanctuary, a place of memories, and a significant financial investment. At Ham Insurance Agency, we are dedicated to helping you protect your home against a wide range of potential risks. Our home insurance policies offer comprehensive coverage for your dwelling, personal belongings, and liability protection. Whether you're facing the uncertainties of weather-related events, theft, or accidental damage, we provide the necessary safeguards to ensure your peace of mind.

Umbrella Insurance

For those seeking an extra layer of financial protection, our umbrella insurance policies offer valuable supplemental liability coverage. This type of policy acts as a safety net, providing coverage that extends beyond the limits of your existing homeowner's or auto insurance. In the event of a covered claim exceeding your primary policy limits, an umbrella policy can help protect your assets and financial well-being.

Business Insurance

We understand that the success of a business relies on protecting its valuable assets, mitigating potential risks, and ensuring the well-being of its employees and clients. Ham Insurance Agency offers a comprehensive range of business insurance solutions tailored to meet the specific needs of businesses of all sizes and industries. Whether you operate a family-owned store, a thriving start-up, or a large corporation, we can help you develop a customized insurance strategy that protects your operations, property, and reputation.

Our Core Approach and Values

At Ham Insurance Agency, our success is built upon a foundation of core values that guide every aspect of our business:

• Listen First: We prioritize understanding our clients' unique needs, concerns, and goals before recommending any insurance solutions. Active listening is the cornerstone of building trusted relationships and providing truly personalized service.

• Principled Ethics: We believe in conducting business with honesty, integrity, and transparency. Our commitment to ethical practices ensures that our clients receive fair and unbiased advice, earning their trust and loyalty.

• Personal Integrity: Our team members are dedicated to adhering to the highest standards of professionalism and personal conduct. We strive to treat every client with respect, empathy, and understanding, fostering a positive and supportive experience.

• Thoughtful Approach: We believe in taking the time to carefully consider each client's individual situation, weighing the risks and benefits of various options, and providing well-informed recommendations.