Business Details
50+ Years
experience
Your Trusted Insurance Partner in Fresno
Reinhardt Insurance has been serving Fresno and the Central Valley since 1964, building a reputation synonymous with integrity and professionalism. Our agency offers comprehensive commercial, personal, health, and life insurance solutions tailored to meet the unique needs of businesses and individuals. With over 20 employees and partnerships with more than 25 major carriers, we combine the strength of a large network with the personalized service of a locally owned agency. Our team of experienced industry professionals understands the Central Valley's specific challenges and opportunities, ensuring customized coverage that protects your assets and future. As a founding member of Sierra Gateway Insurance Services, we maintain independence while leveraging collective expertise to deliver competitive rates and exceptional client support.Our five-star client ratings reflect decades of commitment to transparency, community involvement, and unwavering dedication to client satisfaction. From business packages to healthcare plans, we simplify complex insurance decisions through clear communication and tailored solutions. Our legacy of trust spans generations, making us the preferred choice for local businesses seeking reliable, cost-effective coverage. Whether you need liability protection, workers' compensation, or group health plans, our agency remains steadfast in its mission to serve the Central Valley with integrity. This enduring commitment to excellence has solidified our position as a cornerstone of the region's business community.
Services
Business Packages
Workers Compensation
General Liability
Surety Bonds
Group Healthcare
Professional Liability
Umbrella Coverage
Homeowner Insurance
Auto Insurance
Flood Insurance
Details
- Year established: 1964
Highlights and features
- We offer 55+ years of Central Valley insurance expertise
- Our team partners with 25+ major insurance carriers
- We provide customized business-focused insurance solutions
- Our agency maintains a five-star client satisfaction rating
- We combine large-agency resources with local service
What people say
Excellent partners
True insurance pros
Second to none
Great to work with
Long-standing local business
Services
Business Packages
Our business packages combine multiple insurance coverages into customized policies for comprehensive protection. Designed for diverse industries, these policies integrate property, liability, and auto coverage to meet specific business needs. With flexible options and competitive rates from 25+ carriers, we create solutions that safeguard your operations while optimizing costs.
Workers Compensation
Mandatory California workers' compensation insurance protects employers and employees through medical treatment and wage benefits. Our policies cover four benefit categories with state-compliant premiums based on payroll and occupation risk. We simplify compliance while ensuring comprehensive protection for workplace injuries or illnesses.
General Liability
This foundational coverage protects against premises, product, and operations-related liability claims. Policies cover bodily injury, property damage, personal injury, and advertising injury with tailored limits. We help businesses mitigate risks from customer injuries to product-related incidents through customizable policy structures.
Group Healthcare
We offer PPO, HMO, and EPO group health plans from major carriers for businesses of all sizes. Our solutions include full or partial self-funding options with guaranteed issue for employees. These plans provide comprehensive medical coverage while offering potential premium savings through strategic plan design.
Surety Bonds
Our surety bond solutions protect businesses through contract performance guarantees and license bond requirements. We provide bid bonds, performance bonds, and payment bonds with competitive rates from trusted carriers. These bonds ensure contractual obligations are met while maintaining your business's financial integrity.
Questions
What types of business insurance do you offer?
We provide business packages, workers' compensation, general liability, surety bonds, professional liability, umbrella coverage, and customized commercial policies tailored to Central Valley businesses.
Do you offer group health insurance for small businesses?
Yes, we offer PPO, HMO, and EPO group health plans for small and large employers with options for self-funding and guaranteed issue coverage.
Why choose a local insurance agency?
Our local expertise ensures understanding of Central Valley-specific risks, faster claims processing, personalized service, and community-focused support that national carriers can't match.
How do you help with insurance costs?
We leverage partnerships with 25+ carriers to find competitive rates, offer policy bundling discounts, and provide self-funding options that can reduce premium expenses.
Are you experienced with construction industry insurance?
Yes, we've specialized in construction insurance for decades, offering tailored liability, workers' compensation, and project-specific coverage solutions for contractors of all sizes.
