Business Details
50+ Years
experience
Trusted Insurance Solutions for Firefighters in California
Established in 1971, CPF Insurance Trust serves as a premier insurance benefits organization dedicated to California firefighters. Our mission focuses on providing high-quality, cost-effective insurance products tailored to protect professional firefighters and their families. With a board of directors comprising active and retired firefighters, we ensure member representation in administering life insurance, dental plans, disability coverage, and union liability protection.Our collaboration with third-party administrators guarantees efficient service delivery while maintaining our commitment to member welfare. Over decades, we have built a reputation as a trusted partner in safeguarding the financial security of California's front-line emergency responders.
Services
Life Insurance
Dental Plans
Long Term Disability
Personal Accident Insurance
Union Liability
Legal Plans
Accident Insurance
Medical Transport
Pet Insurance
Critical Illness
Details
- Year established: 1971
Highlights and features
- We specialize in insurance solutions for California firefighters with 50+ years of industry experience
- Our board includes active and retired firefighters ensuring member-focused decision-making
- We offer tailored insurance products including life, dental, and disability coverage
- Third-party administrators ensure efficient claims processing and service delivery
- We provide union liability protection for labor leaders and organizations
Services
Life Insurance
We offer comprehensive life insurance policies providing financial protection for firefighter families. Our group and individual plans ensure income replacement and death benefits tailored to members' needs. Coverage options include term and permanent life insurance with flexible premium structures.
Dental Plans
Our dental insurance plans provide access to discounted in-network dental care through Ameritas PPO Network. Plans named Rescue, Apparatus, and Overhaul offer varying coverage levels with premiums underwritten by Reliance Standard Life Insurance Company.
Long Term Disability
The PYI+ long-term disability plan protects firefighters' income for on and off-duty disabilities. It guarantees 66 2/3% salary replacement integrating with other benefits, covering members up to age 65 through 24 months of own-occupation coverage followed by any-occupation protection.
Union Liability
We provide specialized union liability coverage protecting labor leaders against claims related to contract negotiations, disciplinary actions, and employment practices. This includes directors, officers, trustees, and committee members across local to international union levels.
Personal Accident Insurance
Our Accidental Death & Dismemberment (AD&D) coverage offers financial protection against unexpected accidents. Available through payroll deductions, this policy covers firefighters, spouses, and children with benefits for accidental injuries and fatalities.
Questions
What insurance products does CPF Insurance Trust offer?
We provide life insurance, dental plans, long-term disability, personal accident insurance, union liability coverage, legal plans, medical transport, and pet insurance tailored for California firefighters.
Who is eligible for CPF Insurance Trust coverage?
California Professional Firefighters (CPF) members and their families qualify for our insurance programs designed specifically for professional firefighters and labor organizations.
How do I enroll in CPF Insurance Trust plans?
Visit our website to access enrollment forms for life insurance, dental plans, and disability coverage, or contact us directly at 888.550.5000 for assistance.
What makes CPF Insurance Trust unique?
Our board of active and retired firefighters ensures member-focused insurance solutions, with decades of experience protecting California's emergency responders through customized coverage options.
How are claims processed through CPF Insurance Trust?
We utilize third-party administrators for efficient claims processing while maintaining direct support through our toll-free customer service line at 888.550.5000.
