Business Details
Your Trusted Insurance Partner in Rhode Island
Capraro Insurance was established to provide comprehensive insurance solutions tailored to the unique needs of individuals, families, and businesses across Rhode Island. Our team of licensed professionals specializes in auto, home, business, and specialty insurance products, prioritizing personalized service and competitive rates. With decades of combined experience, we focus on demystifying insurance to help clients make informed decisions that protect their assets and future. Our commitment to understanding client needs ensures customized plans that balance affordability with robust coverage.We partner with reputable carriers known for fast claims processing and exceptional service, ensuring clients receive reliable support when it matters most. By continuously evaluating market offerings, we deliver value-driven policies that adapt to evolving risks. Our dedication to transparency, ethical practices, and community-focused service has solidified our reputation as a trusted insurance advisor in the region.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Workers Comp Insurance
Renters Insurance
Condo Insurance
Umbrella Insurance
Classic Car Insurance
Watercraft Insurance
RV Insurance
Highlights and features
- We offer personalized insurance solutions tailored to your specific needs.
- Our licensed experts provide in-depth knowledge of Rhode Island insurance regulations.
- We partner with top-rated carriers for reliable claims processing and support.
- We prioritize transparent communication and no-hidden-fee policies.
- Our agency provides bilingual (English/Portuguese) customer service for accessibility.
Associations and certifications
- Rhode Island Department of Insurance
What people say
Top-notch personal service
Quick to respond
Honest and reliable
Bilingual support available
Saved money on policies
Services
Auto Insurance
Auto insurance protects drivers against financial loss from accidents, theft, or damage. Our policies include collision, comprehensive, liability, and uninsured motorist coverage. We help clients navigate Rhode Island's legal requirements while finding affordable options that suit their driving habits and vehicle value.
Homeowners Insurance
Homeowners insurance covers property damage, personal belongings, and liability risks. We offer policies for houses, condos, and rental properties, including optional flood, earthquake, and high-value item coverage. Our experts ensure clients understand policy limits and exclusions for comprehensive protection.
Business Insurance
Business insurance protects against property damage, liability claims, and operational disruptions. We provide BOP packages, professional liability, and workers' compensation policies. Our solutions address risks specific to Rhode Island businesses, ensuring compliance and financial security.
Workers Comp Insurance
Workers' compensation insurance covers medical expenses and lost wages for injured employees. We help businesses meet legal requirements while securing policies that protect both employers and staff from financial risks associated with workplace accidents.
Classic Car Insurance
Classic car insurance provides specialized coverage for antique vehicles. Our policies account for limited usage and higher value, offering agreed-value settlements and flexible mileage restrictions. We cater to collectors seeking protection that reflects their vehicle's unique status.
People
Joann R. Capraro
Owner
Joann R. Capraro founded Capraro Insurance with a focus on personalized service and community trust. With decades of experience in Rhode Island's insurance market, she specializes in matching clients with tailored coverage solutions while maintaining bilingual (English/Portuguese) support for diverse needs.
Questions
What types of insurance does Capraro Insurance offer?
We provide auto, home, business, workers' compensation, renters, condo, umbrella, classic car, watercraft, and RV insurance policies tailored to Rhode Island residents.
How can I get a personalized insurance quote?
Contact us directly at 401-205-2597 or request a quote online to receive customized coverage options based on your specific needs and budget.
Do you offer specialized coverage for unique assets?
Yes, we provide specialized policies for classic cars, watercraft, RVs, and high-value items like jewelry or artwork through tailored riders.
Are your insurance rates competitive?
We shop multiple carriers to ensure you receive the best possible rates while maintaining comprehensive coverage that meets your protection needs.
How does Capraro Insurance handle claims support?
We partner with carriers known for fast, fair claims processing and provide direct assistance to guide clients through the post-incident resolution process.
