Business Details
17 Years
experience
Trusted Insurance Solutions in Cranston, RI
Since 2009, A Ricciotti Insurance Associates has been dedicated to providing tailored insurance solutions for individuals and businesses. Founded by Antonella Ricciotti, our agency leverages over 30 years of industry expertise to craft comprehensive coverage plans that address both obvious and overlooked risks. We maintain an A+ rating from the Better Business Bureau by prioritizing client needs and partnering with top-tier insurance carriers. Our proactive approach to risk management extends across 12 states, serving diverse industries from our Cranston, Rhode Island headquarters. We specialize in commercial property, liability, and workers' compensation insurance while offering robust group benefits programs.Our commitment to transparency ensures clients receive competitive pricing without hidden fees. Through personalized consultations, we develop customized strategies that align with each client's unique protection requirements. Our team's deep understanding of evolving insurance landscapes enables us to anticipate challenges and implement preventive measures. We maintain industry leadership through continuous education and adoption of innovative tools that enhance client service. By focusing on long-term relationships rather than transactional interactions, we've become a trusted advisor for clients seeking reliable risk mitigation solutions.
Services
Commercial Property
General Liability
Workers Compensation
Group Life Insurance
Health Insurance
Disability Coverage
Cyber Liability
Surety Bonds
Fiduciary Liability
Professional Liability
Details
- Year established: 2009
Highlights and features
- We offer 30+ years of specialized insurance expertise
- Our A+ Better Business Bureau rating demonstrates proven reliability
- We provide proactive risk management strategies tailored to client needs
- We partner with top-rated insurance carriers for optimal coverage options
- Our personalized approach ensures customized protection plans for every client
Associations and certifications
- Better Business Bureau
Services
Commercial Property
Protect your business assets with customized commercial property insurance covering buildings, equipment, and inventory against fire, theft, and natural disasters. Our policies adapt to industry-specific risks while maintaining cost efficiency. Clients benefit from comprehensive protection that evolves with changing business environments.
Workers Compensation
Ensure workplace injury compliance with tailored workers' compensation policies that protect both employees and employers. Our solutions include claims management support and safety program development to reduce workplace incidents. Clients receive coverage that meets regulatory requirements while minimizing financial exposure.
Group Life Insurance
Enhance employee benefits packages with flexible group life insurance options that provide financial security for employees' families. We offer term, whole, and universal life solutions with voluntary coverage options. Employers benefit from competitive pricing and simplified administration.
Cyber Liability
Safeguard against digital threats with comprehensive cyber liability insurance covering data breaches and network security failures. Our policies include incident response planning and legal defense coverage. Businesses receive protection that adapts to evolving cybersecurity risks.
Professional Liability
Protect your professional services with tailored liability coverage against claims of negligence or inadequate work. Our policies cover legal defense costs and settlements. Clients benefit from industry-specific protections that address unique service-related risks.
People
Antonella Ricciotti
Founder
With over 30 years of insurance industry experience, Antonella Ricciotti established the agency in 2009. Her expertise in commercial risk management and employee benefits has driven the agency's growth across 12 states while maintaining an A+ BBB rating.
Questions
What types of business insurance do you offer?
We provide commercial property, general liability, workers' compensation, cyber liability, and professional liability insurance tailored to specific industry needs.
How do I file an insurance claim?
Contact your insurance carrier directly using our website's claim initiation portal for business or individual claims.
Do you offer employee benefits packages?
Yes, we provide group life, disability, health, and accident insurance solutions customizable to employer and employee needs.
What risk management resources are available?
We offer fire safety checklists, workplace safety guides, and industry-specific risk prevention materials to help clients mitigate potential losses.
Are you licensed to operate outside Rhode Island?
We serve clients across 12 states, maintaining industry partnerships that enable us to provide consistent coverage nationwide.
