Business Details
33 Years
experience
Emergency
services
Your Trusted Insurance Partner in Wilmington, DE
Since 1993, Bellevue Insurance has been a trusted partner in risk management and insurance solutions. Our agency specializes in personalized audits of existing policies, delivering customized quotes tailored to individual and business needs across personal, commercial, and life insurance sectors. Licensed in Delaware, Maryland, Pennsylvania, and New Jersey, we serve small to mid-sized businesses (under 100 employees) and individuals, prioritizing rapid claims response through partnerships with restoration companies.Recognized as a Best Practices agency by the Independent Insurance Agents & Brokers of America, we combine industry expertise with community engagement, led by professionals like Lee Dotson, a Certified Insurance Counselor with decades of experience. Our approach emphasizes operational excellence, client-centric service, and leveraging insights to improve clients' bottom lines while maintaining transparency and ethical standards.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Life Insurance
Cyber Insurance
Umbrella Insurance
Condo Insurance
Jewelry Insurance
Collectibles Insurance
Equipment Insurance
Details
- Year established: 1993
Highlights and features
- We provide personalized insurance audits to identify coverage gaps and cost-saving opportunities.
- Our team offers rapid claims response with restoration partners available the same day claims are reported.
- Recognized as a Best Practices agency by IIABA, representing top 15% of U.S. independent agencies.
- Lee Dotson holds prestigious CIC and AAI designations with 30+ years of industry expertise.
- We partner with over 20 life insurance carriers to offer diverse legacy planning options.
Associations and certifications
- Independent Insurance Agents & Brokers of America (IIABA) Best Practices Study group
Services
Personal Insurance
We audit existing policies to create customized personal insurance solutions. Our offerings include auto, home, condo, jewelry, collectibles, and umbrella coverage. By partnering with restoration companies, we ensure rapid claims response, often dispatching professionals the same day claims are reported. This approach protects clients' assets while minimizing financial risk through tailored policies.
Business Insurance
Tailored protection for small to mid-sized businesses (under 100 employees) including liability, property, cyber, management, equipment, and umbrella insurance. We conduct comprehensive policy audits to align coverage with operational risks while providing business insights to improve profitability. Our approach combines risk mitigation strategies with access to specialized commercial insurance products.
Life Insurance
Term life insurance solutions for individuals and business owners seeking to protect survivors and create lasting legacies. We collaborate with over 20 life insurance carriers to offer diverse options, ensuring clients find policies that match their financial goals and family needs while providing expert guidance on policy structuring.
Cyber Insurance
Specialized coverage addressing digital risks for businesses, including data breaches and cyberattacks. Our policies protect against financial losses from network security failures, business interruptions, and legal liabilities. We help clients assess vulnerabilities and implement risk management strategies to safeguard sensitive information and maintain operational continuity.
Umbrella Insurance
Additional liability protection beyond standard policy limits for both personal and business clients. This coverage applies to auto, home, and commercial policies, protecting against catastrophic losses that exceed primary insurance limits. We help clients evaluate risk exposure to determine appropriate umbrella policy amounts.
People
N. Lee Dotson
Owner
Lee Dotson, CIC, AAI, has led Bellevue Insurance since 2004 with a focus on client partnerships. With 30+ years in the industry, he served as President of Delaware Insurance Agents and Brokers and contributes to state insurance policy development through the Delaware Insurance Department's auto task force.
Maria Metcalfe
Account Manager
Maria Metcalfe, Outstanding Customer Service Rep of the Year award winner, exemplifies Bellevue's client-first approach. She ensures policyholders receive personalized attention and timely support while maintaining expertise in insurance solutions for the agency's growing client base.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, life), business insurance (liability, cyber, equipment), and specialized coverage like umbrella policies and collectibles insurance.
How quickly do you handle insurance claims?
We typically dispatch restoration partners the same day claims are reported through our network of pre-vetted service providers.
Are you licensed to operate outside Delaware?
Yes, we're licensed in Delaware, Maryland, Pennsylvania, and New Jersey to serve clients across the Mid-Atlantic region.
What makes Bellevue Insurance different from other agencies?
We combine Best Practices methodology with personalized policy audits and a business-insight approach to improve clients' bottom lines beyond standard insurance offerings.
Do you work with small businesses only?
We serve small to mid-sized businesses, defining medium businesses as those with fewer than 100 employees, providing tailored commercial insurance solutions.
