Business Details
Your Trusted Insurance Partner in the Mid-Atlantic
JLK Insurance Group is a family-owned independent insurance agency dedicated to serving businesses, professionals, and families across the Mid-Atlantic region. With over 40 combined years of experience specializing in dental and oral surgery practices, we provide comprehensive insurance and financial solutions tailored to protect clients' practices, professional needs, and personal futures. Our team partners with top-tier carriers to offer customized coverage, including workers' compensation, cyber liability, and life insurance, while maintaining a commitment to exceptional customer service. Founded on principles of trust and expertise, we prioritize understanding the unique risks faced by dental professionals and deliver strategic insurance plans to mitigate those risks.Our deep industry knowledge, combined with personalized service, ensures clients receive protection that aligns with their evolving needs. We emphasize transparency, proactive risk management, and ongoing support to build long-term relationships grounded in reliability and client satisfaction. Our leadership team brings decades of experience and a dedication to community involvement, reflecting our values of integrity and service excellence.
Services
Workers Compensation
Office Property Insurance
Cyber Liability
Employment Practices Liability
Life & Disability Insurance
Home & Auto Insurance
Personal Umbrella
Business Overhead Expenses
Highlights and features
- We offer over 40 years of combined experience in dental insurance specialization.
- We provide personalized insurance solutions tailored to dental and oral surgery practices.
- Our team partners with top AM Best-rated carriers for comprehensive coverage options.
- We emphasize proactive risk management and disaster preparedness planning.
- Our client-centric approach includes ongoing support and transparent communication.
What people say
Very professional
Thorough and detailed
Excellent follow-up
Customized insurance solutions
Knowledgeable in dental risks
Services
Workers Compensation
Workers Compensation coverage safeguards employers against employee injury claims and associated liabilities. Our policies include unlimited coverage for employee injuries and liability protection for employers during lawsuits. We help businesses navigate state-specific requirements and ensure proper coverage for both employees and business owners.
Office Property Insurance
Business Owners Policies (BOP) protect dental practices from property damage, general liability claims, and business income loss. Coverage includes property damage from fire or water, liability for patient injuries, and financial support during practice closures. We partner with top-rated carriers to tailor policies to practice-specific needs.
Cyber Liability
Cyber Liability coverage addresses risks from data breaches and cyberattacks targeting small businesses. Our policies cover costs related to data recovery, legal obligations, and client credit monitoring. We emphasize proactive risk assessment and tailored solutions to protect sensitive patient information and ensure business continuity.
Employment Practices Liability
Employment Practices Liability Insurance protects against lawsuits related to workplace discrimination, wrongful termination, and harassment. Coverage extends to legal defense costs and settlements. We assist businesses in updating employee handbooks and implementing policies to minimize employment-related risks.
Life & Disability Insurance
Life and Disability Insurance policies provide financial protection for individuals and families against income loss or death. We offer customized solutions for wealth replacement, estate planning, and family protection. Our advisors help clients navigate complex insurance options to align with personal and business financial goals.
People
Jack Kohlenstein
Founder & CEO
Jack Kohlenstein founded JLK Insurance Group with expertise in dental practice insurance. He holds a business degree from Loyola College and leverages over 20 years of experience in risk management. Jack prioritizes client relationships and community involvement in Sykesville, MD.
Doug Kohlenstein
President
Doug Kohlenstein leads as President with a focus on comprehensive insurance programs. A Towson University graduate, he specializes in analyzing client needs and delivering tailored solutions. Doug emphasizes outdoor activities and family time in his personal life.
Marc McCormack
Account Executive, Personal Lines
Marc McCormack manages personal insurance lines with attention to client-specific needs. He brings expertise in policy customization and customer service, ensuring clients receive coverage aligned with their personal and financial goals.
Gwen Smith
Account Executive, Commercial Lines
Gwen Smith specializes in commercial insurance solutions, focusing on risk assessment and policy development for businesses. Her approach emphasizes understanding client operations to deliver effective insurance strategies tailored to industry-specific challenges.
Lisa Lim
Account Executive, Commercial Lines
Lisa Lim provides commercial insurance expertise, working closely with businesses to identify risks and implement protective measures. Her client-focused approach ensures comprehensive coverage and proactive support for long-term business resilience.
Questions
What insurance services does JLK Insurance Group offer?
We provide workers' compensation, cyber liability, office property insurance, employment practices liability, life/disability coverage, and personal insurance solutions for dental practices and businesses.
Which areas does JLK Insurance Group serve?
We serve clients in Maryland, Washington D.C., Delaware, Virginia, Pennsylvania, and West Virginia, focusing on Mid-Atlantic dental and medical practices.
Why specialize in dental practice insurance?
Our team has over 40 years of combined experience in dental risk management, offering tailored solutions that address unique challenges faced by oral surgeons and dental professionals.
How does JLK handle insurance claims?
We guide clients through the claims process with personalized support, ensuring timely resolution and minimizing disruptions to their practice operations.
Do you offer cyber liability coverage for small businesses?
Yes, we provide cyber liability insurance tailored to small businesses, including data breach protection and risk management strategies to safeguard sensitive client information.
