Our Story
Harmon Insurance is a family-owned and operated insurance agency founded on the belief that everyone deserves quality insurance at competitive rates. Founded by Troy Harmon in the early 1980s, Harmon Insurance has evolved into a respected provider of personal insurance solutions throughout Michigan. We pride ourselves on our unwavering commitment to offering personalized attention, transparency, and reliable coverage to our clients.
Our Approach
As an independent insurance agency, we partner with over a dozen highly competitive insurance carriers, allowing us to access a wide range of plans and options to meet your unique needs and budget. Our experienced brokers will work with you to assess your individual risks and goals to find the perfect insurance coverage for your situation.
What We Offer
Harmon Insurance offers a comprehensive range of personal lines insurance products, including:
- Auto Insurance: Comprehensive coverage for your cars, motorcycles, boats, and more.
- Home Insurance: Protection for your home against accidents, disasters, and theft.
- RV & Camper Insurance: Customized coverage for your recreational vehicle.
- Renters Insurance: Affordable protection for your belongings in case of loss or damage.
Beyond the Basics
We recognize that your needs are unique. That's why we offer additional services and coverage options to meet your specific requirements:
- Specialty Protection: Coverage for Motorcycles, Boats, SR-22 insurance, Bonds, and more.
- Claims & Assistance: Responsive and personalized support through the claims process.
- Online Resources: Convenient access to your policy information and claims submissions.
Our Commitment
Harmon Insurance is dedicated to building lasting relationships with our clients. We are committed to:
- Honesty: We believe in transparency and clear communication.
- Professionalism: Our experienced brokers will provide personalized guidance.
- Customer Service: We are here to help you every step of the way.
Contact Us Today
Don't hesitate to contact Harmon Insurance for a personalized insurance review and a free quote. We look forward to helping you find peace of mind and financial protection for what matters most.
Unsatisfactory Customer Service and Experience
Several reviewers have expressed frustration with the company's customer service, citing issues with phone calls not being returned, poor communication, and unhelpful representatives. Many have been left feeling unheard and unhappy with the experience.
Lack of Transparency and Honesty
Some reviewers have reported being misled or lied to by company representatives, including being quoted rates that were not honored, and being told that a representative would call back only to be left waiting. This lack of transparency and honesty has led to a loss of trust and has caused some reviewers to switch to other insurance providers.
Pleasant Exceptions
On the other hand, a few reviewers have reported having positive experiences with the company, specifically mentioning helpful and friendly representatives, efficient service, and competitive rates.

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