Business Details
Trusted Tax & Financial Services in Carlsbad, CA
San Diego Tax & Financial Associates is a full-service financial firm dedicated to providing personalized strategies and world-class service in tax planning, investment management, and insurance solutions. Our team of Enrolled Agents and financial professionals prioritizes understanding clients' unique needs to deliver forward-looking advice and build long-term relationships. With over 29 years of experience, we specialize in minimizing tax liabilities through expert navigation of the Tax Code while creating tax-efficient investment strategies tailored to individual goals. Our commitment to trust and integrity sets us apart from traditional brokers and insurance agents, ensuring clients receive comprehensive guidance that addresses both immediate and future financial needs.We serve individuals and small businesses across multiple states, offering audit representation, estate planning, and access to top-rated insurance providers. Our focus on education empowers clients to make informed decisions, and our fee-based consultation model provides actionable insights that often yield significant tax savings. By integrating tax expertise with investment and insurance services, we deliver holistic financial solutions designed to protect and grow client assets over time.
Services
Taxes
Tax Planning
Tax Preparation
Investments
Financial Planning
Insurance
Life Insurance
Long-Term Care Insurance
Estate Tax Returns
Business Tax Returns
Highlights and features
- We are IRS-licensed Enrolled Agents with specialized tax law expertise.
- Our tax-efficient investment strategies integrate with comprehensive financial planning.
- We provide audit representation and year-round tax support services.
- Our team holds over 29 years of combined experience in financial advisory services.
- We work exclusively with top-rated insurance providers for life and LTC coverage.
Associations and certifications
- Enrolled Agents
- IRS
- LPL Financial (Member of FINRA/SIPC)
Services
Tax Planning
Our Enrolled Agents specialize in reducing lifetime tax liabilities through strategic planning. We analyze rental properties, retirement accounts, and business structures to identify legal tax-saving opportunities. With annual Tax Code updates, our experts provide ongoing guidance to help clients minimize current and future tax obligations while maximizing investment efficiency.
Investment Management
As independent advisors, we create customized investment strategies that prioritize tax efficiency. Our approach integrates financial planning with tax considerations to help clients achieve long-term goals. We focus on asset allocation and risk management while maintaining compliance with regulatory standards through our partnership with LPL Financial.
Tax Preparation
We prepare individual, business, trust, and estate tax returns with a focus on compliance and optimization. Our services include audit representation and fiduciary guidance. Specializing in complex returns for S-Corps, LLCs, and high-net-worth individuals, we ensure accurate filings while identifying opportunities for future tax savings through strategic planning.
Life Insurance
We help clients select appropriate life insurance policies from top-rated providers. Our services include analyzing coverage needs for family protection, business succession, and retirement planning. We offer term and permanent life insurance solutions that integrate with overall financial strategies to preserve wealth and ensure financial security for beneficiaries.
Long-Term Care Insurance
Our specialists assist clients in selecting long-term care insurance policies that protect assets against healthcare costs. We explain policy options and coverage limitations while developing comprehensive protection strategies. This service helps maintain lifestyle independence for retirees by addressing potential care needs through customized insurance solutions.
People
Troy Koepplin
IRS Enrolled Agent
Troy Koepplin is an IRS Enrolled Agent with 29 years of experience in tax, investment, and insurance services. A San Diego State University graduate, he specializes in helping individuals and small businesses with complex financial planning needs while maintaining active IRS EA credentials.
Lynn Wilson
Client Relationship Manager
Lynn Wilson manages client relationships with 25 years of customer service experience. Former business owner in Carlsbad, CA, she focuses on building strong client connections while coordinating support services for financial planning clients.
Armando Garcia Jr.
Junior Data Analyst
Armando Garcia Jr. supports tax documentation processes with data analysis expertise. Currently pursuing an accounting degree at Cal State San Marcos, he ensures accurate data integration for tax return preparation while serving clients from North County San Diego.
Ashley Carvin
Investment Support Specialist
Ashley Carvin provides administrative support for investment management clients with 8 years of experience in service coordination. She partners with LPL administrators to ensure smooth client service delivery while managing investment-related documentation and client communications.
Questions
What tax services do you specialize in?
We specialize in individual, business, estate, and trust tax returns with expert audit representation and year-round tax planning services.
Do you offer investment advisory services?
Yes, we provide tax-efficient investment strategies as independent advisors through our partnership with LPL Financial, a registered investment advisor.
What insurance products do you offer?
We offer life insurance and long-term care insurance solutions through top-rated providers, focusing on policies that integrate with overall financial plans.
Are you available for out-of-state clients?
We serve clients in AZ, CA, CO, FL, HI, IL, MT, NC, NH, NV, OR, SD, TX, UT, VA, and WA with appropriate state licensing.
What makes you different from other tax professionals?
Our team includes IRS-licensed Enrolled Agents who combine tax expertise with investment planning, offering comprehensive strategies that traditional preparers cannot provide.
How do you charge for tax services?
We offer competitive pricing with a $495 fee for initial tax planning consultations that often yield significant tax savings for clients.
