Business Details
40 Years
experience
Trusted Insurance Solutions in New Orleans
Don Cousins & Associates has been dedicated to providing tailored insurance solutions for individuals, families, and businesses in the greater New Orleans area since 1986. With over three decades of experience, we specialize in health, life, and disability insurance, offering personalized guidance to help clients navigate complex coverage options. Our streamlined application process and easy-to-understand policy menus ensure clients receive customized plans that align with their needs and budgets. As a locally owned agency, we prioritize exceptional customer service, maintaining a commitment to transparency, affordability, and long-term client relationships.Our team stays current with evolving regulations to provide accurate, up-to-date advice while offering free consultations to simplify the insurance decision-making process. Don Cousins, our president, brings extensive industry expertise from his career beginning in 1984 with a major national insurance carrier, ensuring our clients benefit from deep market knowledge and trusted partnerships with leading insurance providers.
Services
Health Insurance
Life Insurance
Disability Insurance
HSA Plans
HRA Solutions
Details
- Year established: 1986
Highlights and features
- We offer 30+ years of specialized insurance expertise in Louisiana
- Our team provides personalized policy comparisons and budget analysis
- Free consultations help simplify complex insurance decision-making
- We maintain partnerships with major national insurance providers
- Our streamlined application process ensures clear, transparent coverage options
Services
Health Insurance
We provide comprehensive health insurance solutions for individuals and businesses, helping clients compare HMO, PPO, and POS plans. Our experts explain coverage nuances, tax credits, and subsidy eligibility while ensuring compliance with ACA regulations. With access to major carriers, we secure affordable group rates and customized policies that balance client needs with budget constraints.
Life Insurance
Our life insurance services include term, whole, and universal life policy evaluations. We help clients understand policy features, cash value components, and beneficiary protections while creating tailored solutions for part-time workers, entrepreneurs, and families. Our guidance ensures long-term financial security through properly structured death benefit plans.
Disability Insurance
We offer short-term and long-term disability insurance solutions that protect against income loss from accidents or medical conditions. Our specialists explain tax implications, policy riders, and benefit structures while securing coverage that maintains financial stability during unexpected work interruptions for both employer-sponsored and individual policies.
People
Don Cousins
President
Licensed since 1984, Don founded the agency in 1986 after working with a major national insurer. He specializes in health, life, and disability policies, combining three decades of experience with community-focused service. A Louisiana native, he donates to nonprofits and prioritizes personalized client support.
Nola Aromy
Office Manager
With 30 years of experience alongside Don Cousins, Nola manages insurance applications, claims processing, and client support. Her expertise in policy implementation helps clients navigate coverage options while ensuring budget-friendly solutions through the agency's streamlined menu system.
Kathy Landry
Office Assistant
Kathy has provided customer service support at Don Cousins & Associates since 1997. Her 20+ years of insurance experience focus on claims assistance and client communication, maintaining the agency's commitment to personalized service and family-like team dynamics.
Questions
What types of insurance do you specialize in?
We specialize in health, life, and disability insurance for individuals and businesses in Louisiana.
Do you offer free insurance consultations?
Yes, we provide free consultations to help you understand policy options and find budget-friendly coverage.
Can you help with ACA-compliant health plans?
Yes, we assist with ACA-compliant plans and help determine eligibility for tax credits and subsidies.
What's the difference between HMO and PPO plans?
HMO requires primary care physicians and referrals, while PPO offers network flexibility without referrals.
Do you work with small businesses?
Yes, we help small businesses find affordable group health insurance and disability coverage options.
How do HSAs and HRAs work?
HSAs pair with high-deductible plans for tax-advantaged savings, while HRAs are employer-funded reimbursement accounts for medical expenses.
