Business Details
46 Years
experience
Your Trusted Insurance Partner in Concord, CA
At Union General Insurance Services, we have built our reputation on trust and relationships since 1980. Our service promise ensures clients receive same-day responses, direct access to live representatives, and quotes returned within 24 hours for in-house binding authority. We specialize in commercial, personal lines, and specialty surplus lines insurance, operating with a commitment to fast, fair, and exceptional service.Licensed in six states, we support brokers with competitive markets and stable programs tailored to diverse risk profiles, including hard-to-place classes. Our team combines decades of industry experience with a focus on speed-to-market and client-centric solutions.
Services
Commercial Insurance
Personal Lines
Mobile Home Insurance
Trucking Insurance
Accounting Services
Surplus Lines Placement
Online Raters Access
Environmental Liability Coverage
Nonprofit Insurance
Cyber Liability Insurance
Details
- Year established: 1980
Highlights and features
- We offer same-day responses and 24-hour quote turnaround for in-house binding.
- Our team provides expertise in hard-to-place commercial and specialty insurance.
- We operate in six states with stable, competitive markets for diverse risks.
- Real people answer calls and prioritize ease of doing business.
- Specialized programs for mobile homes, trucking, and surplus lines coverage.
What people say
Quick turnaround on quotes
Knowledgeable staff
Excellent follow-up
Competitive hard-to-place coverage
Professional and friendly service
Services
Commercial Insurance
Union General offers comprehensive commercial insurance solutions for general contractors, specialty trades, and surplus lines risks. Our policies cover liability, property damage, cyber threats, and environmental hazards with limits up to $10 million in excess coverage. We specialize in hard-to-place classes including vacation rentals, private security firms, and residential care facilities.
Mobile Home Insurance
With over 40 years of expertise, we provide tailored insurance for mobile and manufactured homes across six western states. Our coverage includes dwelling protection, contents insurance, liability, and trip collision coverage for homes in parks or private properties, including seasonal and rental units.
Trucking Insurance
Our trucking insurance programs protect local and long-haul operations with liability, cargo, bobtail, and physical damage coverage. We offer competitive rates for experienced operators with three+ years in business and provide environmental liability protection for hazardous cargo transport.
Cyber Liability Insurance
We provide cyber liability coverage to protect businesses against data breaches, network security failures, and digital asset risks. Our policies include coverage for legal expenses, notification costs, and business interruption losses from cyber incidents.
Surplus Lines Placement
Our surplus lines division handles non-standard risks that require specialized underwriting, including allied healthcare, earthquake coverage, employment practices liability, and nonprofit directors & officers insurance. We access multiple A-rated carriers to place challenging submissions.
Questions
What types of insurance does Union General specialize in?
We specialize in commercial insurance, personal lines, mobile home insurance, trucking coverage, and surplus lines placement for hard-to-place risks.
Do you offer online quoting tools?
Yes, we provide 24/7 online rater access for instant quotes across multiple product lines through our Aegis and Standard portals.
In which states are your insurance products available?
Our policies are available in Arizona, California, Nevada, New Mexico, Oregon, and Texas with tailored programs for each market.
How quickly can I expect a quote response?
Quotes are returned within 24 hours for in-house binding authority, with live underwriters available for immediate assistance during business hours.
What payment options do you provide?
We accept full payment, premium financing with 25% down, and direct billing arrangements depending on carrier requirements and policy terms.
