Business Details
50+ Years
experience
Your Trusted Insurance Partner in San Francisco
At DHW Insurance Brokers, we have dedicated ourselves to simplifying insurance needs for over 50 years. Our team prioritizes relationships, offering tailored solutions that align with individual and business requirements. With expertise spanning commercial, personal, and specialized insurance sectors, we combine industry knowledge with a commitment to client satisfaction. Our values of Dedication, Heart, and Wisdom guide every interaction, ensuring clients receive personalized service and strategic risk management. As an independent agency, we partner with top-tier carriers to deliver cost-effective, comprehensive coverage.Our local presence in the SF/Bay Area underscores our commitment to community involvement and client accessibility. We pride ourselves on proactive claims resolution, cybercrime prevention, and customized policy design. By focusing on long-term partnerships, we help clients navigate evolving risks while maintaining financial stability. Our track record of client retention reflects our ability to adapt to industry changes and client needs. Whether supporting non-profits, technology firms, or hospitality businesses, we provide the expertise and reliability that make us a trusted insurance partner.
Services
Commercial Insurance
Workers Compensation
Technology Insurance
Non-Profit Insurance
Hospitality Insurance
Details
- Year established: 1960
Highlights and features
- We offer over 50 years of insurance industry expertise.
- Our personalized service prioritizes client relationships above all else.
- We partner with top-tier insurance carriers globally.
- We specialize in tailored risk management strategies for unique needs.
- Our proactive claims resolution process saves clients time and money.
What people say
Exceptional personal service
Prompt response times
Proactive claims resolution
Industry-specific expertise
Long-term partnerships
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions tailored to protect businesses across industries. Our services include risk assessment, policy customization, and claims management. By partnering with top carriers, we ensure coverage for property damage, liability, and operational disruptions. Clients benefit from our 50+ years of expertise and proactive approach to risk mitigation.
Workers Compensation
Our workers' compensation insurance services protect businesses and employees from workplace injury costs. We offer claims prevention strategies, compliance guidance with OSHA standards, and fraud detection. Clients receive support for medical expenses, disability benefits, and legal liabilities while maintaining regulatory compliance.
Technology Insurance
We specialize in technology business insurance covering cyberattacks, data breaches, and network security risks. Our policies address unique challenges like privacy violations and business interruptions. Clients gain access to risk assessments, incident response planning, and coverage for digital asset protection.
Non-Profit Insurance
Our non-profit insurance solutions address sector-specific risks including directors' liability, volunteer safety, and fiduciary responsibilities. We provide tailored policies for 501(c)(3) organizations, covering property damage, cyber threats, and program-specific liabilities while aligning with charitable mission priorities.
Hospitality Insurance
We offer hospitality insurance for hotels, restaurants, and event venues, covering slip-and-fall incidents, cyber breaches, and business interruptions. Our policies protect against property damage, liability claims, and revenue loss while addressing unique operational risks in the hospitality industry.
People
Terry Stotka
CEO Commercial Lines
With decades of insurance leadership experience, Terry Stotka guides DHW's commercial insurance strategy. He specializes in risk management solutions for complex businesses, leveraging industry relationships to secure optimal coverage for clients.
Bob Garza
Partner Commercial Lines
Bob Garza brings extensive commercial insurance expertise to DHW, focusing on client relationship development and policy customization. His industry knowledge helps businesses navigate risk management challenges effectively.
Adam Emami
VP of Business Development
Adam Emami drives business growth initiatives at DHW, specializing in connecting clients with tailored insurance solutions. His strategic approach helps companies expand coverage options while maintaining cost efficiency.
Pelayo Carranza III
Senior Vice President Commercial Lines
Pelayo Carranza III leads senior commercial insurance operations at DHW, combining market expertise with client-focused service. He specializes in developing comprehensive risk management programs for growing businesses.
Questions
What types of insurance does DHW offer?
DHW provides commercial, personal, workers' compensation, technology, non-profit, hospitality, and risk management insurance solutions tailored to client needs.
How does DHW handle claims processing?
We offer proactive claims resolution with dedicated support, ensuring timely settlements while minimizing business disruptions for our clients.
Do you specialize in specific industries?
Yes, we serve technology firms, non-profits, hospitality businesses, construction companies, and other specialized sectors with tailored insurance programs.
How can I get a personalized insurance quote?
Contact our team via phone or website form to schedule a consultation where we'll assess your specific coverage requirements and provide customized options.
What areas does DHW serve?
While based in the San Francisco Bay Area, we provide insurance solutions to clients nationwide through our network of carrier partnerships.
