Business Details
Your Trusted Insurance Partner in North Ridgeville, OH
At KLT Insurance, we believe in building relationships that stand the test of time. Our name represents the three pillars of our business philosophy: Know, Like, Trust. We provide personalized insurance solutions for individuals and businesses in North Ridgeville, OH, focusing on tailored coverage for homes, vehicles, and commercial operations. With over a decade of combined experience, our team prioritizes understanding client needs to deliver comprehensive protection. We serve Ohio residents and businesses, offering auto, home, life, and commercial insurance products.Our approach combines local expertise with a commitment to community involvement through youth sports coaching and Chamber of Commerce participation. We utilize modern tools like online quoting systems while maintaining personalized service through dedicated professionals. Our goal is to create lasting relationships by providing transparent guidance and customized insurance strategies that evolve with client needs.
Services
Auto Insurance
Home Insurance
Commercial Insurance
Life Insurance
Commercial Auto Insurance
Highlights and features
- We offer personalized insurance solutions tailored to individual and business needs
- Our team has over a decade of combined experience in the insurance industry
- We provide comprehensive coverage options for homes, vehicles, and commercial operations
- We maintain active community involvement through local organizations and youth programs
- We combine modern tools with personalized service for efficient insurance solutions
Services
Auto Insurance
Our auto insurance policies protect Ohio drivers with comprehensive coverage options including collision damage, liability protection, and personal injury coverage. We help clients navigate insurance requirements while providing financial security against vehicle-related risks. Our team assists with policy customization to match individual driving needs and budget requirements.
Home Insurance
We offer tailored home insurance solutions that safeguard Ohio properties against structural damage, personal property loss, and liability claims. Our policies cover rebuilding costs, temporary housing expenses, and personal belongings protection. We work with homeowners to create customized coverage plans that address specific property risks and financial considerations.
Commercial Insurance
Our commercial insurance services protect Ohio businesses with policies covering property damage, liability claims, and income loss during operational disruptions. We provide business owner policies, general liability coverage, and specialized protection plans. Our team helps businesses mitigate risks while ensuring compliance with state requirements and industry standards.
Life Insurance
We offer term life, whole life, and universal life insurance options to provide financial protection for Ohio families. Our policies help cover funeral expenses, mortgage payments, and educational costs. We work with clients to create legacy plans that ensure financial stability for loved ones while addressing individual budget constraints and long-term needs.
Commercial Auto Insurance
Our commercial auto insurance covers Ohio business vehicles with protection against property damage, liability claims, and medical expenses. We provide coverage for company fleets, specialized equipment, and employee-driven vehicles. Our policies include protection against uninsured motorists and help businesses maintain operational continuity following vehicle-related incidents.
People
Chris Hibsman
Founder/President
With over a decade in insurance, Chris established KLT Insurance in 2020 after working at Nationwide Insurance. He focuses on client relationships through the Know, Like, Trust philosophy. Active in community development through youth sports coaching and Chamber of Commerce involvement.
Fred Kerestury
Financial Advisor/Life Insurance Specialist
Bringing 13+ years of financial services experience, Fred specializes in holistic financial planning and life insurance solutions. He emphasizes fiduciary responsibility and long-term client relationships while helping clients navigate complex financial decisions.
Questions
What types of insurance do you offer?
We provide auto, home, life, and commercial insurance solutions for individuals and businesses in Ohio.
How can I get an insurance quote?
Request instant quotes through our online system or contact our North Ridgeville office directly for personalized assistance.
Do you offer business insurance policies?
Yes, we specialize in commercial insurance including property, liability, and business owner policies tailored to Ohio businesses.
Are your insurance agents licensed?
Our team includes licensed professionals with over 13 years of combined experience in insurance and financial services.
How do I file an insurance claim?
Visit our website to file claims online or contact our office directly for immediate assistance with claim submissions.
