Business Details
50+ Years
experience
Your Trusted Insurance Partner in Fortuna, CA
Harbers Insurance Agency has been serving individuals and businesses in Fortuna, CA, and across California since 1931. Our mission is to help clients find affordable and reliable insurance products from a variety of trusted carriers while providing outstanding customer service. As an independent agency, we work with multiple insurance companies to customize coverage based on policy, service, and price. Our team of experienced professionals is dedicated to answering questions, providing policy information, and ensuring clients feel protected in their coverage and future.We specialize in personal insurance, including home, auto, and health insurance, as well as business insurance solutions such as workers' compensation, commercial property, and liability coverage. Licensed in six states, we pride ourselves on being a local, independent resource for comprehensive insurance needs.
Services
Home Insurance
Auto Insurance
Business Insurance
Workers' Compensation
Special Event Insurance
Commercial Property Insurance
General Liability Insurance
Life Insurance
Health Insurance
Umbrella Coverage
Details
- Year established: 1931
Highlights and features
- We have over 90 years of experience in the insurance industry.
- Our team offers personalized solutions tailored to your unique needs.
- We work with multiple carriers to ensure competitive pricing and coverage.
- Our licensed professionals provide expert guidance and support.
- We prioritize customer satisfaction with transparent, client-focused service.
Services
Home Insurance
Home insurance protects your residence and belongings from risks like fire, theft, and natural disasters. Our policies include replacement cost coverage for structures and personal property, ensuring financial protection for rebuilding or repairing your home. Additional living expense coverage compensates for temporary housing costs if your home becomes uninhabitable due to a covered event.
Auto Insurance
Auto insurance safeguards your vehicle against damage, theft, and liability claims. Coverage options include bodily injury liability, property damage, medical payments, and physical damage protection. We offer customizable policies to meet legal requirements and provide financial security for personal and commercial vehicles.
Business Owners Insurance
Business owners insurance combines property and liability protection into one policy. It covers risks like property damage, business interruption, and third-party liability claims. This comprehensive solution helps protect assets and ensures continuity for small to mid-sized businesses across industries.
Workers' Compensation
Workers' compensation insurance provides medical benefits and wage replacement for employees injured on the job. Required by law in most states, it protects businesses from lawsuits related to workplace injuries. We offer policies that comply with state regulations and support employee safety programs.
Special Event Insurance
Special event insurance protects against risks during weddings, parties, and corporate events. It includes liability coverage for property damage or injuries, cancellation insurance for unforeseen disruptions, and liquor liability for events serving alcohol. Policies ensure financial protection for deposits and unexpected losses.
People
Bob Walker
President/Partner
With decades of experience, Bob Walker leads Harbers Insurance Agency as President, focusing on strategic growth and client satisfaction. He ensures the agency maintains its commitment to personalized service and community involvement.
Justin Walker
Vice President/Partner
Justin Walker oversees operations and partnerships, leveraging his expertise to expand the agency's service offerings. He works closely with clients to deliver tailored insurance solutions that meet evolving needs.
Lori Coleman
Personal Lines Agent
Lori Coleman specializes in personal insurance, helping clients secure home, auto, and health coverage. Her client-centric approach ensures policies align with individual risk management goals and budget constraints.
Kaylee Townsend
Commercial Lines Agent
Kaylee Townsend focuses on business insurance, providing workers' compensation, liability, and property coverage. She partners with businesses to mitigate risks and ensure compliance with industry regulations.
Diane Fallan
Commercial Lines Agent
Diane Fallan brings extensive knowledge of commercial insurance products, assisting businesses in selecting policies that protect against liability, property damage, and operational disruptions.
Questions
What types of insurance does Harbers Insurance Agency offer?
We provide personal insurance (home, auto, health), business insurance (workers' compensation, commercial property, liability), special event coverage, and life insurance tailored to individual and corporate needs.
How can I get a customized insurance quote?
Contact us directly via phone or our website to discuss your needs. Our agents will assess your risks and recommend coverage options that balance affordability and protection.
Is Harbers Insurance Agency licensed in my state?
We are licensed in Arizona, California, Idaho, Indiana, Oregon, and Texas. Contact us to confirm availability in your specific location.
What should I do if I need to file a claim?
Visit our Service Center online or call us to report the claim. We guide you through the process, ensuring timely resolution and support for covered losses.
Do you offer insurance for unique risks like collector cars or wine collections?
Yes, we provide specialized coverage for high-value items such as collector vehicles, wine collections, and valuable possessions through tailored endorsements or separate policies.
How does being an independent agency benefit me?
As an independent agency, we partner with multiple carriers to offer competitive pricing, diverse coverage options, and unbiased recommendations tailored to your specific requirements.
