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Business Details
41 Years
experience
Your Trusted Insurance Partner in Tampa Bay
For over 40 years, Jack Rice Insurance has served as a trusted insurance advisor, providing customized programs to meet diverse insurance needs. Founded in 1985 by Jack Rice, our agency grew from a small operation to one of the top 25 agencies in the Tampa Bay area. In 2024, we became a member of AssuredPartners, one of the nation's leading insurance brokers, expanding our capabilities to deliver even greater value. Our experienced team prioritizes personalized service, resourcefulness, and attentiveness, ensuring clients receive tailored solutions for commercial, employee benefits, and personal insurance.

As a Trusted Choice member, we uphold professional performance standards while advocating for client choice and customization. Our commitment to excellence remains unwavering, combining decades of experience with industry-leading tools to protect what matters most to our clients.
Services
Business Insurance Employee Benefits Personal Insurance Cyber Liability Insurance Life Insurance Property Insurance Workers Compensation Auto Insurance Umbrella Liability Disability Insurance
Details
  • Year established: 1985
Highlights and features
  • We offer 40+ years of insurance expertise in Tampa Bay
  • Our team provides personalized service for complex insurance needs
  • We are part of AssuredPartners, one of the top US insurance brokers
  • We maintain Trusted Choice professional performance standards
  • We deliver customized risk management solutions for businesses and families
Associations and certifications
  • Trusted Choice
  • AssuredPartners
Services
Business Insurance
We provide comprehensive protection for businesses against property damage, liability claims, and operational risks. Our programs cover automobiles, equipment, workers' compensation, and income loss through top-rated carriers. With customized risk management solutions, we help businesses in Tampa Bay safeguard their investments while ensuring compliance and financial security.
Employee Benefits
Our employee benefit programs include health, dental, life, and disability coverage tailored to business needs. We help companies of all sizes implement competitive benefit packages that attract talent and support workforce well-being. Our team provides ongoing support for policy implementation, claims processing, and benefit optimization to meet evolving organizational requirements.
Personal Insurance
We offer customized insurance solutions for personal assets including homes, automobiles, boats, and valuable possessions. Our policies provide protection against property damage, liability claims, and unexpected losses. With access to multiple carriers, we create comprehensive programs that combine home, auto, and umbrella liability coverage to protect families' most important investments.
Cyber Liability Insurance
Our cyber liability insurance protects businesses from financial losses due to data breaches and cyber attacks. Coverage includes protection for digital payment systems, customer data storage, and business reputation. We help companies implement risk mitigation strategies while providing financial safeguards against cyber threats in today's increasingly digital business environment.
Life Insurance
We offer term life and universal life insurance solutions for business continuity and personal financial protection. Our policies support buy/sell agreements, key person insurance, and family security needs. Working with competitive carriers, we help clients establish affordable coverage that aligns with their business succession plans and personal financial objectives.
Questions
What types of business insurance do you offer?
We provide comprehensive business insurance including property, liability, automobile, workers' compensation, and cyber liability coverage tailored to your specific industry needs.
Do you offer employee benefit programs?
Yes, we offer group health, dental, life, and disability insurance programs customized to meet the needs of businesses of all sizes.
Can I get personal insurance coverage?
We provide personal insurance solutions for homes, automobiles, boats, and valuable possessions, including umbrella liability policies for additional protection.
Are flood damages covered under homeowners policies?
No, flood damage requires separate coverage through the National Flood Program, which we can help you obtain.
How are hurricane deductibles calculated?
Hurricane deductibles are calculated as a percentage of your dwelling's insured amount, applying during National Hurricane Center watches or warnings in Florida.
Can I get help with insurance claims?
Yes, we provide guidance throughout the claims process, including documentation, contractor referrals, and policyholder rights education.