Business Details
Trusted Crop Insurance for California & Arizona Farmers
Smith-Boman & Associates has dedicated itself to serving the agricultural community with unwavering commitment. With over 35 years of experience spanning two generations, we have established ourselves as a leading crop insurance agency in California and Arizona. Our focus on honesty and exceptional service has built a reputation rooted in trust and reliability. Specializing exclusively in crop insurance, we provide tailored risk management solutions to meet the unique needs of farmers. Our team of trained specialists, available 24/7, combines deep industry knowledge with multilingual support to ensure accessibility for all clients. We offer seamless online access to documents and policies, enhancing convenience for modern agricultural operations.Licensed in both California and Arizona, we maintain partnerships with top-tier crop insurance providers to deliver comprehensive coverage options. Our dedication to innovation ensures clients benefit from the latest tools and strategies in risk mitigation. By prioritizing customer satisfaction, we have cultivated long-term relationships that form the foundation of our success. Our mission remains to empower farmers with dependable protection, enabling them to focus on sustaining their livelihoods and contributing to the agricultural economy.
Services
Citrus Freeze Coverage
Raisin Reconditioning
Almond Extra Price
MPCI
Crop-Hail Insurance
Highlights and features
- We offer over 35 years of specialized expertise in crop insurance.
- Our 24/7 agent availability ensures timely support for urgent needs.
- Multilingual staff provides accessible service in English, Spanish, and Punjabi.
- We provide tailored risk management solutions for California and Arizona growers.
- Partnerships with leading crop insurance companies ensure comprehensive coverage options.
Services
Citrus Freeze Coverage
Citrus Freeze Coverage protects growers and packers against yield losses or revenue shortfalls caused by freeze damage. Grower policies cover fruit on trees, while packer policies address packing revenue losses. This annual policy ensures financial protection when citrus crops face freeze-related challenges.
Raisin Reconditioning
Raisin Reconditioning insurance reimburses growers for extra expenses from rainfall-induced reconditioning. It covers fieldwork costs like slipping and turning raisins on trays during the insurance period, excluding production loss but allowing for shrinkage compensation.
Almond Extra Price
Almond Extra Price insurance allows growers to increase coverage per pound by $.25.75 above MPCI rates. This policy provides financial security against market price fluctuations, ensuring better returns for almond producers.
MPCI
MPCI covers yield losses from natural disasters like drought, flood, and disease. Policies must be purchased before planting and combine yield and price protection to safeguard farmers against revenue losses from both environmental and market risks.
Crop-Hail Insurance
Crop-Hail insurance protects against hail damage, which can destroy parts of a field while leaving others intact. Unlike MPCI, it can be purchased anytime during the growing season and often includes coverage for fire, lightning, and replanting costs.
Questions
What types of crop insurance do you offer?
We provide MPCI, Crop-Hail, Citrus Freeze, Raisin Reconditioning, and Almond Extra Price insurance tailored to California and Arizona growers.
Are you licensed in both California and Arizona?
Yes, we are fully licensed to serve farmers in both California and Arizona with expert crop insurance solutions.
How can I access my insurance documents?
Our clients can view policies, documents, and sign forms online for convenient, 24/7 access.
Do you offer multilingual support?
Yes, our team includes English, Spanish, and Punjabi-speaking agents to assist diverse agricultural communities.
What makes your agency different from others?
We specialize exclusively in crop insurance with 35+ years of experience and 24/7 agent availability for urgent needs.
Can I get customized risk management plans?
Our trained specialists design tailored risk management strategies to meet the unique needs of each farming operation.
