We help you find the missing pieces
Who we are
Overbay Insurance Services is a local insurance agency based in Waynesville, NC. Serving the community since 2010, we take pride in providing personalized insurance solutions to individuals, families, and businesses in North Carolina, South Carolina, and Tennessee.
Our Mission
Our mission is to empower our clients by offering tailored insurance solutions that provide peace of mind and financial protection. We work hand-in-hand with each client to understand their unique needs and tailor a customized insurance portfolio that meets their specific requirements.
What we offer
We offer a comprehensive range of insurance products and services, including:
- Personal Insurance: Home, auto, life, and personal umbrella coverage
- Business Insurance: Business owners policies, commercial auto, general liability, contractors insurance
- Specialty Coverage: Classic car insurance, flood insurance, identity theft protection, pet insurance
- Risk Management Services: Risk assessment, safety consultations, claims guidance
Why choose Overbay Insurance Services?
- Local Expertise: As experienced local agents, we have a deep understanding of the unique risks facing the Waynesville community and beyond.
- Personalized Attention: We take the time to listen and understand your individual needs, ensuring your insurance coverage is tailored to your specific requirements.
- Wide Range of Options: We partner with multiple reputable insurance carriers to offer you a diverse and competitive range of coverage options.
- Responsive Customer Service: We pride ourselves on providing exceptional customer service and being responsive to your needs every step of the way.
Get a Quote Today
Contact us today to request a personalized quote and discuss your insurance needs with one of our experienced agents. We are committed to providing you with the peace of mind that comes with knowing you are adequately protected.

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