Business Details
50+ Years
experience
Your Trusted Insurance Partner in Virginia Beach
Founded in 1961 by George H. Ware Insurance, our company has built a legacy of integrity and personalized service in the insurance and risk management industry. We specialize in delivering tailored solutions for businesses and individuals across construction, marine, professional services, retail, manufacturing, and more. With decades of combined experience, our team prioritizes minimizing client risk through customized programs that align with evolving needs. We maintain partnerships with top-tier carriers known for financial strength and ethical practices, ensuring reliable coverage and support.Our commitment to innovation and customer-centric service has established us as one of the largest locally owned independent agencies in Hampton Roads. Operating nationwide and globally, we combine advanced technology with hands-on expertise to streamline processes and deliver exceptional value. Our educational programs and proactive risk management strategies empower clients to navigate challenges confidently. This enduring focus on service excellence and trust has made us a preferred partner for businesses and families seeking comprehensive protection.
Services
Business Insurance
Claims Management
Bonding Services
Life & Health Insurance
Personal & Family Insurance
Details
- Year established: 1961
Highlights and features
- Over 60 years of experience in insurance and risk management
- Customized solutions for complex industry-specific needs
- Partnerships with top-tier, financially sound carriers
- Locally owned with nationwide and international service capabilities
- Proactive risk management and client education programs
Services
Business Insurance
We design comprehensive insurance programs tailored to specific business needs across industries like construction, manufacturing, and professional services. Our solutions include general liability, workers' compensation, cyber liability, and executive protection. With expertise in risk analysis and customized coverage, we help businesses mitigate potential losses while optimizing cost efficiency through strategic carrier partnerships.
Claims Management
Our in-house claims advocacy program guides clients through complex insurance claims processes for commercial and personal policies. A dedicated licensed advocate assists with filing, carrier communication, and resolution to ensure fair treatment. This service focuses on minimizing stress while maximizing recovery efficiency for property, auto, and business interruption claims.
Bonding Services
We provide construction contract bonds, commercial licenses, court, and fidelity bonds through strong relationships with major surety providers. Our team helps clients meet bonding requirements for projects while ensuring compliance with underwriting standards. Services include bid bonds, performance bonds, and customized bonding solutions for contractors and businesses.
Life & Health Insurance
We offer group and individual life, disability, and health insurance solutions for businesses and families. Our programs help employers attract talent through competitive benefits packages while providing individuals with financial security against unforeseen events. Coverage includes term life, long-term care, and supplemental health policies.
Risk Management
Our proactive approach identifies business vulnerabilities through detailed risk analysis and develops mitigation strategies. Services include safety program development, regulatory compliance guidance, and educational resources to reduce liability exposure. We focus on preventing losses before they occur while optimizing insurance cost structures.
People
Edwin C. Kellam, Jr.
Chairman of the Board / Risk Management Advisor
With over 40 years in insurance, Edwin leads Ware Insurance's strategic direction and risk management services. A William & Mary graduate and former Marine Corps officer, he has held leadership roles in local Rotary and multiple boards. Specializes in international risk solutions.
Sidney S. Kellam, II
President / Life & Group Benefits Specialist
As President, Sidney oversees operations and specializes in designing competitive employee benefits packages. A Hampden-Sydney alumnus, he contributes to community initiatives including Portsmouth Schools Foundation and Virginia Beach Vision while managing corporate governance.
Michael P. Kellam
Chief Operating Officer / Business Insurance Specialist
Michael manages complex commercial accounts across 49 states and 12 countries. A University of Tennessee graduate with multiple insurance designations, he focuses on construction and industrial risk management. Certified OSHA instructor with expertise in safety program development.
Danielle Liddy
Senior Commercial Lines Account Manager
With 20+ years in insurance, Danielle handles large commercial accounts and holds CPIA, CLCS, and CRIS designations. She specializes in construction and manufacturing sectors, providing tailored risk solutions while maintaining active involvement in youth sports coaching.
Tara Frederick
Claims Advocate
Tara specializes in claims management with LPCS and CWCA certifications. She focuses on efficient claims resolution for commercial clients while pursuing advanced claims law designations. Active in community activities including RV adventures and motorcycle riding with her family.
Questions
What industries does Ware Insurance Insurance specialize in?
We serve construction, marine, healthcare, professional services, manufacturing, and hospitality industries with customized insurance solutions.
How does Ware Insurance's claims advocacy work?
Our licensed advocate guides clients through the entire claims process, handling carrier communication and ensuring fair, timely resolutions.
Do you offer international insurance coverage?
Yes, we provide insurance and risk management services in all 50 states, Virgin Islands, and global markets.
What bonding services are available?
We offer construction contract bonds, commercial licenses, court bonds, and customized surety solutions for businesses.
How can businesses access risk management resources?
Clients can access our online risk management tools and educational programs to prevent losses and improve safety compliance.
