Business Details
Your Trusted Insurance Partner in Irvington, NJ
Deramo Insurance Associates has served clients in Irvington, New Jersey and surrounding areas for over three decades. As a family-owned business, we prioritize personalized service through our team of knowledgeable professionals who thoroughly explain policy details to ensure client satisfaction. Our comprehensive insurance solutions cover personal and commercial needs including automobiles, homes, businesses, and specialized vehicles.We maintain a commitment to accessibility by offering immediate coverage options and clear communication throughout the policy selection process. Our experience spans multiple insurance sectors, including unique programs like New Jersey's Medicaid auto insurance plan designed for emergency medical coverage.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Medicaid Insurance
RV Insurance
Truckers Insurance
Contractor Policies
Notary Services
Commercial Packages
Flood Insurance
Highlights and features
- Family-owned agency with 30+ years of local insurance expertise
- Specialized knowledge in New Jersey Medicaid auto insurance programs
- Comprehensive coverage options for personal and commercial clients
- Personalized policy explanations to ensure client understanding
- Established relationships with major insurance carriers for competitive rates
Services
Auto Insurance
We provide comprehensive auto insurance solutions including standard policies and New Jersey Medicaid-compliant plans. Our offerings cover emergency medical protection, liability, and collision coverage for personal and commercial vehicles. Specialized options include Dollar-a-Day insurance for qualifying drivers.
Business Insurance
Our business insurance packages protect diverse commercial operations including restaurants, contractors, and trucking companies. Coverage includes general liability, property protection, and specialized policies for equipment and completed operations. We offer tailored solutions for small businesses and large commercial entities.
RV Insurance
We specialize in insurance for motorhomes, jet skis, snowmobiles, and boats. Our policies provide protection against damage, theft, and liability while offering flexible coverage options for seasonal use and storage periods. Emergency roadside assistance is included in most plans.
Contractor Policies
Our contractor insurance serves multiple trades including electricians, plumbers, and landscapers. Coverage includes liability protection, tools and equipment insurance, and completed operations coverage. We offer specialized policies for both small contractors and large construction firms.
Notary Services
We provide certified notary services for insurance documents and other legal paperwork. Our licensed notaries assist with document verification, signature authentication, and certified copies during regular business hours. This service is available to both policyholders and the general public.
Questions
What types of insurance do you offer?
We offer auto, home, business, RV, and Medicaid-compliant insurance policies. Our commercial coverage includes specialized programs for contractors, truckers, and restaurants.
Do you offer Medicaid insurance in New Jersey?
Yes, we provide New Jersey Medicaid auto insurance (Dollar-a-Day insurance) for qualifying drivers, offering emergency medical coverage at reduced rates.
What business insurance options are available?
We offer general liability, property insurance, and specialized policies for restaurants, contractors, and trucking companies with coverage for equipment and completed operations.
Are you open on weekends?
Our office is open Monday-Friday 9:00 AM - 4:00 PM. Saturday hours are available by appointment only.
Do you provide insurance for recreational vehicles?
Yes, we offer coverage for motorhomes, boats, jet skis, and snowmobiles with flexible options for seasonal use and storage periods.
What areas do you serve?
We primarily serve Irvington, New Jersey and surrounding communities including Newark, Elizabeth, and Maplewood.
