Business Details
45 Years
experience
Your Trusted Insurance Partner in Charlestown, RI
Founded in 1981, Eckel Insurance has served the Charlestown, Rhode Island community with comprehensive personal and business insurance solutions. Our team collaborates with globally recognized carriers to deliver tailored protection plans at competitive rates. With over four decades of industry experience, we prioritize individual client needs, offering expert guidance in home, auto, boat, flood, and commercial insurance. Our commitment to personalized service ensures clients receive coverage aligned with their unique circumstances.We emphasize transparency, reliability, and client education, fostering long-term trust. Our agents advocate for policyholders throughout the claims process, ensuring swift resolution. By staying attuned to evolving risks, we provide proactive risk management strategies. Our local expertise combined with a network of top-tier insurers positions us to deliver dependable protection. We continuously refine our offerings to meet modern insurance challenges while maintaining our founding principles of integrity and client focus.
Services
Auto Insurance
Boat Insurance
Commercial Insurance
Flood Insurance
Homeowners Insurance
Details
- Year established: 1981
Highlights and features
- We offer four decades of local insurance expertise in Charlestown, RI
- Our agents collaborate with top-tier insurance carriers for comprehensive coverage options
- We provide personalized risk assessment and tailored insurance solutions
- Our team advocates for policyholders during claims processing and resolution
- We maintain transparent communication about policy details and coverage limitations
Services
Auto Insurance
We provide mandatory and optional auto insurance policies meeting Rhode Island requirements. Our coverage includes bodily injury protection, collision, comprehensive damage, and uninsured motorist provisions. Policyholders can add family members and customize coverage levels to match their specific driving risks and vehicle values.
Boat Insurance
Our boat insurance covers watercraft against collisions, negligence, and damage during operation or storage. Policies include specialized options like on-water towing, total loss replacement, and roadside assistance. We offer coverage for jet skis, fishing boats, sailboats, and other personal watercraft with potential bundle discounts.
Commercial Insurance
We offer tailored commercial packages protecting business property, liability, and vehicles. Our solutions cover buildings, equipment, inventory, and company vehicles with liability protection for premises and operations. Workers compensation and specialized liability policies help businesses manage risks associated with employment and daily operations.
Flood Insurance
Our flood insurance policies protect properties against water damage from overflow, heavy rainfall, and coastal flooding. Coverage applies to structural damage and personal property loss in high-risk coastal areas where standard homeowners policies exclude flood damage. We assist with rapid claims processing and adjuster dispatch.
Homeowners Insurance
We provide comprehensive homeowners policies covering primary residences against common risks including fire, theft, and weather damage. Coverage extends to personal belongings, additional living expenses, and liability protection. Optional features like replacement cost coverage enhance protection for policyholders' most significant investments.
Questions
What types of insurance does Eckel Insurance offer?
We offer auto, boat, commercial, flood, and homeowners insurance policies for individuals and businesses in Charlestown, RI.
Why do I need separate flood insurance?
Standard homeowners policies exclude flood damage. We provide specialized flood insurance to protect properties in coastal areas against water-related losses.
Can businesses get customized insurance packages?
Yes, we offer commercial insurance packages tailored to protect business property, liability, vehicles, and employees through customized policies.
How does boat insurance work?
Our boat insurance covers watercraft against collisions, negligence, and damage with specialized options like on-water towing and total loss replacement.
What payment options are available?
Homeowners insurance premiums can be paid monthly, annually, or included in mortgage escrow payments for convenience.
