Business Details
48 Years
experience
Your Trusted Insurance Partner in Manteca, CA
Overacre Insurance Agency has been serving families and businesses across Idaho and California since 1978, rooted in a commitment to protect what matters most through personalized guidance and community-driven service. As a second-generation, family-owned agency, we prioritize real conversations and lifelong relationships, offering unbiased insurance solutions tailored to individual needs. Our independent status allows us to partner with top-rated carriers, ensuring clients receive comprehensive coverage and exceptional value. With dedicated support available every step of the way, we specialize in both personal and commercial insurance, including auto, home, life, health, workers' compensation, and business liability policies.Our team remains accessible through local visits or direct communication, emphasizing transparency and dependability in every interaction. Proudly serving Idaho Falls, Kimberly, and Manteca communities, we combine over four decades of expertise with a focus on modern, client-centered service. Our mission is to simplify insurance decisions by providing clear options and steadfast support, ensuring clients feel confident in their coverage choices.
Services
Homeowners Insurance
Auto Insurance
Life Insurance
Health Insurance
Commercial Property Insurance
Workers Compensation Insurance
Business Owners Policy
Commercial Auto Insurance
Details
- Year established: 1978
Highlights and features
- Over 40 years of trusted insurance expertise in Idaho and California
- Independent agency offering unbiased coverage options from top-rated carriers
- Dedicated team providing personalized support throughout the claims process
- Community-rooted service focused on lifelong client relationships
- Tailored insurance solutions for both personal and commercial needs
Services
Homeowners Insurance
Protect your home with customized coverage plans designed to safeguard against property damage, liability claims, and personal belongings loss. Our policies offer flexible options tailored to your specific needs, ensuring peace of mind for homeowners in California and Idaho. Backed by trusted carriers, we provide comprehensive protection and dedicated claims support.
Commercial Property Insurance
Secure your business assets with tailored commercial property insurance covering buildings, equipment, inventory, and liability risks. Designed for Idaho and California businesses, our policies ensure operational continuity during unexpected events. We collaborate with top-rated carriers to deliver cost-effective, scalable coverage solutions for growing enterprises.
Workers Compensation Insurance
Meet legal requirements and protect employees with reliable workers' compensation insurance. Our plans cover medical expenses, rehabilitation costs, and lost wages for workplace injuries or illnesses. Tailored for Idaho and California businesses, we offer competitive rates and streamlined claims processing to minimize operational disruptions.
Business Owners Policy
Simplify commercial coverage with bundled Business Owners Policies combining property, liability, and business interruption insurance. Ideal for small to mid-sized enterprises in California and Idaho, these customizable plans provide cost-effective protection against common risks while offering flexibility to adapt to evolving business needs.
Auto Insurance
Get comprehensive auto coverage tailored to individual drivers and fleet operations across California and Idaho. Our policies protect against accidents, theft, and liability claims while offering customizable deductibles and discounts. With access to multiple top-rated carriers, we ensure competitive rates and personalized service for every client.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, life, health) and commercial insurance (business property, workers' compensation, liability) for clients in California and Idaho.
Are you an independent insurance agency?
Yes, we're an independent agency offering unbiased options from multiple top-rated carriers to ensure competitive rates and tailored coverage.
How can I get a free insurance quote?
Request a free quote through our website or contact our Manteca, Idaho Falls, or Kimberly offices directly for personalized assistance.
Do you serve both individuals and businesses?
Yes, we specialize in insurance solutions for both personal needs and commercial operations across California and Idaho.
What areas do you cover?
We primarily serve Idaho Falls, Kimberly (Idaho), and Manteca (California), providing localized insurance services and support.
How do you handle insurance claims?
Our team offers dedicated claims support, guiding clients through the process with clear communication and prompt resolution assistance.
