Earnest Insurance Agency

Earnest Insurance Agency, a cornerstone of the Wapello community since 1935, has proudly served Southeast Iowa and Western Illinois for over eight decades. We are proud to be a locally owned and operated, independent insurance agency, dedicated to providing personalized, affordable, and comprehensive insurance solutions to individuals and families like yours. Our team of experienced and knowledgeable agents understands the unique needs of our clients and works tirelessly to ensure they receive the most suitable coverage at competitive prices.

Our Commitment to Personalized Service

At Earnest Insurance Agency, we believe that every client deserves personalized attention and a tailored insurance experience. We take the time to understand your individual circumstances, goals, and risk tolerance to craft a policy that precisely meets your requirements. We pride ourselves on building long-lasting relationships with our clients based on trust, transparency, and exceptional customer service.

A Wide Range of Coverage Options

We offer a comprehensive suite of insurance products designed to protect your most valuable assets:

• Auto Insurance: Whether you drive a classic car, a family sedan, or a recreational vehicle, we have the auto insurance coverage to fit your needs. We work with multiple insurance carriers to ensure you get the best possible rates and coverage options, including discounts for good driving records, bundled policies, and more.
• Home and Farm Insurance:

Protecting your home and farm is paramount. We offer a variety of dwelling insurance plans, including renters insurance, condo insurance, and homeowners insurance, to safeguard your property against risks such as fire, theft, and natural disasters. Our farm insurance plans are designed to address the unique exposures faced by agriculture operations, providing you with comprehensive coverage for your crops, livestock, equipment, and buildings.

• Crop Insurance:

We understand that crop production carries inherent risks. Our experienced agents can help you navigate the complexities of crop insurance, providing customized policies to manage your risks and protect your revenue. From multiple peril crop insurance to crop hail insurance and named peril insurance, we offer a range of options tailored to your specific needs.

• Health and Life Insurance: Protecting your family's health and financial well-being is crucial. We offer a wide selection of health insurance plans from leading carriers, working with you to find the best plan that aligns with your budget and healthcare needs. We also provide life insurance options to ensure your loved ones are financially secure in the event of your passing.

Working with Our Clients

At Earnest Insurance Agency, our commitment to our clients doesn't end with securing the right insurance policy. We are here to answer your questions, provide guidance throughout the claims process, and ensure your complete satisfaction. We understand that insurance can be complex, and we strive to make the process as clear and straightforward as possible.

We are dedicated to being your trusted insurance partner, providing peace of mind and financial security for you and your loved ones.