Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in St. Louis
Bene'-Kelly Insurance has been serving St. Louis area customers for over 60 years as an independent insurance agency. We prioritize client needs by offering personalized service through a wide selection of insurance providers, ensuring competitive pricing and tailored coverage solutions. Our third-generation family ownership demonstrates long-term commitment to the community, with periodic policy reviews to maintain relevance and protection. We specialize in auto, home, business, life, and health insurance, providing expert guidance through complex coverage decisions while maintaining a family-like approach to customer care. 
Services
Auto Insurance
Homeowner Insurance
Business Insurance
Life Insurance
Health Insurance
Renters Insurance
Boat Insurance
Motorcycle Insurance
Condo Insurance
RV Insurance
Details
- Year established: 1950
Highlights and features
- We offer a wide range of insurance options through multiple carriers
- We provide 24/7 services for our customers
- Our team has over 60 years of local insurance expertise
- We treat customers like family with personalized service
- We offer periodic policy reviews to maintain coverage relevance
Associations and certifications
- Trusted Choice
Services
Auto Insurance
Bene'-Kelly Insurance provides comprehensive auto insurance solutions tailored to Missouri drivers' needs. Our coverage options protect against accidents, theft, and natural disasters while offering liability protection for medical expenses and property damage. We help clients navigate state requirements and secure competitive rates through multiple insurance carriers.
Homeowner Insurance
Our homeowner insurance policies protect St. Louis residents' most valuable assets with coverage for property damage, personal liability, and additional living expenses. We offer customizable options for various property types including houses, condos, and rental properties while helping clients understand coverage limits and deductible options.
Business Insurance
Bene'-Kelly Insurance offers comprehensive business insurance packages protecting Missouri companies from operational risks. Our solutions include general liability, commercial property, and workers' compensation coverage while providing tailored risk management strategies through multiple insurance providers to meet specific business needs.
Life Insurance
We provide term, whole, and universal life insurance options to protect families' financial futures. Our agents help clients understand policy types, coverage amounts, and living benefits while offering ongoing policy reviews to ensure coverage evolves with changing life circumstances.
Health Insurance
Our health insurance solutions help Missouri residents navigate marketplace plans and coverage options. We explain plan categories, out-of-pocket costs, and network limitations while assisting clients in finding affordable policies that meet their medical needs and budget requirements.
People
Karen Kelly Dawson
President, Sales, Human Resources, Accounting
Karen Kelly Dawson leads sales operations and manages human resources at Bene'-Kelly Insurance, bringing extensive experience in insurance services and business management to our St. Louis clients.
Robert J. Kelly
Agency Owner
As agency owner, Robert J. Kelly oversees operations at Bene'-Kelly Insurance, maintaining the family legacy of providing trusted insurance solutions to St. Louis area clients since 1950.
Kevin R. Kelly
Sales
Kevin R. Kelly provides personalized insurance solutions to clients, leveraging his expertise in insurance products and local market knowledge to help St. Louis residents find appropriate coverage.
Stephanie A. Kelly
Sales
Stephanie A. Kelly assists clients with insurance needs, combining product knowledge with customer service skills to deliver tailored protection solutions for individuals and businesses in the St. Louis area.
Cassie Dawson
Sales, Account Manager Commercial Insurance
Cassie Dawson specializes in commercial insurance solutions, helping Missouri businesses protect their operations through comprehensive coverage options and personalized risk management strategies.
Questions
What types of insurance do you offer?
We offer auto, home, business, life, health, renters, boat, motorcycle, condo, RV, and commercial insurance policies tailored to Missouri residents' needs.
How can I get a free insurance quote?
Request a free quote online through our website or contact us directly at 314-849-2888 to speak with an agent about your insurance needs.
Do you provide 24/7 insurance services?
Yes, we offer 24/7 services including emergency phone support and online account access for our policyholders' convenience.
Are you a local St. Louis insurance agency?
Yes, we're a family-owned St. Louis agency serving the community since 1950 with personalized insurance solutions and dedicated customer service.
How do I file an insurance claim?
File claims through our online service center or contact your insurance company directly using the claims phone number provided in your policy documents.
Can you help with policy changes?
Yes, we assist with policy modifications including adding/removing vehicles, updating contact information, and adjusting coverage limits to meet evolving needs.
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