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Our History

Since 1869, CFM has stood as a steadfast guardian for Missouri families and businesses. Born from the understanding that strong communities thrive on trust and shared responsibility, we began as a farm mutual- a cooperative formed by individuals pooling their resources to protect one another from risk. Today, as the oldest farm mutual in Missouri and the longest-running business in Lafayette County, we're a testament to the enduring power of this mutual philosophy. Three generations removed from our founding, our commitment to providing quality insurance at competitive prices remains unwavering.

Our Mission

At CFM, we believe insurance is more than just a contract-it's a promise. A promise to be there when life throws curveballs, a promise to stand by our policyholders through every challenge. Our mission is to provide that invaluable peace of mind, offering insurance protection worth trusting, relying on, and growing with for generations. We believe that your premium should have a purpose, extending beyond just coverage to make a meaningful impact on the communities we call home.

Our Values

At the heart of CFM lies a deep commitment to enduring values: Honesty, integrity, and a client-first approach. We believe in building lasting relationships with our policyholders based on mutual trust and understanding. Our team of dedicated insurance professionals work tirelessly to ensure that every interaction is marked by personalized attention and genuine care.

Our Approach

We believe in empowering our policyholders with knowledge and control. That's why we go beyond simply offering insurance policies. We strive to educate our clients about their coverage, demystifying insurance jargon and providing clear, concise information to help them make informed decisions.

Our expertise extends beyond traditional insurance services. We offer a comprehensive suite of tools and resources, including online claims filing, quick and easy payment options, and a robust blog that provides insights into navigating the ever-changing world of insurance.

Our Network

CFM Insurance operates through a network of independent insurance agencies spread across the state of Missouri. We carefully select our partners based on their shared commitment to excellence and community engagement. This network allows us to provide personalized service and support to policyholders wherever they are in Missouri.

Our Commitment to the Future

As we look to the future, CFM remains dedicated to innovating and evolving to meet the changing needs of our policyholders. We embrace the latest technology, ensuring our systems are efficient, secure, and user-friendly. We're constantly expanding our product offerings, striving to provide comprehensive coverage for every aspect of our policyholders' lives.

At CFM, our journey is a shared one. We're not just an insurance company-we're a community of individuals united by a commitment to mutual support and prosperity.

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