Business Details
47 Years
experience
Emergency
services
Your Trusted Insurance Partner for Tailored Coverage
At Total Dollar Insurance, we specialize in delivering comprehensive insurance solutions with speed and compassion. Our experienced team works closely with underwriters and carriers to secure competitive rates while maintaining robust coverage tailored to individual and organizational needs. With 24/7 claims service and a network of surveyors and adjustors, we ensure prompt, fair settlements. Our expertise spans life, health, yacht, property, liability, and business insurance, alongside specialized programs for dental, medical, and podiatric professionals.Since 1979, we have prioritized personalized service, offering customized insurance programs that address unique client requirements. Our commitment to financial stability is underscored by partnerships with A-rated carriers like Fair American Insurance and Reinsurance Company. We pride ourselves on demystifying insurance complexities, empowering clients to make informed decisions without becoming experts themselves.
Services
Life Insurance
Health Insurance
Yacht Insurance
Property Insurance
Liability Insurance
Business Insurance
Boat Insurance
Musical Instruments Insurance
Dental Malpractice
Medical EPLI
Details
- Year established: 1979
Highlights and features
- We offer over 40 years of experience in dental malpractice insurance since 1979.
- Our team secures competitive rates without compromising coverage depth or quality.
- 24/7 claims service ensures prompt, fair settlements with a dedicated adjustor network.
- Specialized programs for dental, medical, and podiatric professionals address niche needs.
- Partnerships with A-rated carriers guarantee financial stability and reliable coverage.
Associations and certifications
- A.M. Best
Services
Boat & Yacht Insurance
Total Dollar offers specialized boat and yacht insurance tailored to high-performance vessels, cruisers, sailboats, and super yachts. Our policies cover accidental damage, theft, and natural disasters, with customizable options for accessories and valued-at coverage. With decades of maritime expertise, we provide 24/7 claims support and partner with top-rated carriers to ensure comprehensive protection for recreational and commercial watercraft.
Musical Instruments Insurance
We provide tailored insurance for fine string instruments, including coverage for accidental damage, theft, and natural disasters. Policies can be added as riders to existing homeowners' plans or purchased separately through specialized insurers. Our programs offer limited exclusions, optional accessory coverage, and valuation adjustments for loss of value due to covered incidents, ensuring musicians' investments are fully protected.
Dental Malpractice Insurance
Since 1979, Total Dollar has offered dental malpractice insurance with claims-made or occurrence coverage, OPD defense, and limits up to $8 million. Our policies include part-time rates, group discounts, and leave-of-absence credits. Designed for dentists and oral surgeons, this coverage safeguards against procedural mishaps and legal claims, backed by an in-house claims department led by a licensed litigator.
Medical EPLI
Our Medical Employment Practices Liability Insurance (EPLI) protects healthcare organizations against employee lawsuits, including harassment, discrimination, and wrongful termination claims. Policies cover defense costs, settlements up to $1 million, and state licensing board investigations. Tailored to address gaps in general liability or workers' compensation policies, this coverage ensures comprehensive protection for medical practices.
High Net Worth Insurance
Total Dollar's high-net-worth insurance programs provide bespoke coverage for luxury homes, antique vehicles, equine assets, and travel risks. These policies include home replacement guarantees, contents replacement cost coverage, and supplemental liability protection. Designed for clients with significant assets, our solutions combine access to leading carriers with personalized risk management to safeguard unique investments.
Questions
How do I get an insurance quote?
Visit our website and click 'Get an Insurance Quote NOW!' for instant access to boat, dental, medical EPLI, or high-net-worth insurance options.
What types of boat insurance do you offer?
We specialize in high-performance boats, cruisers, sailboats, super yachts, and sportfish boats with customizable coverage for speed, usage, and location.
Do you cover musical instruments internationally?
Yes, our musical instrument insurance programs provide worldwide coverage for fine string instruments, including theft, damage, and loss-of-value protection.
What is Medical EPLI coverage?
Medical EPLI protects healthcare providers against employee lawsuits for harassment, discrimination, and wrongful termination, covering defense costs and settlements up to $1 million.
Are there discounts for dental professionals?
Yes, we offer group discounts, part-time rates, leave-of-absence credits, and new dentist discounts for our malpractice insurance policies.
How does the claims process work?
Contact our 24/7 claims service to connect with adjustors who expedite settlements, ensuring prompt resolution for boat, dental, or professional liability claims.
