Business Details
39 Years
experience
Your Trusted Insurance Partner in Newburgh, NY
Joe DiCesare Insurance Agency has provided professional insurance advice to residents and business owners across New York State since 1987. Our agency specializes in creating personalized insurance proposals tailored to individual financial situations, ensuring clients receive optimal coverage through comprehensive analysis of their needs. With decades of experience serving the Hudson Valley, Buffalo, and New York City regions, we maintain partnerships with leading insurers like Progressive, Travelers, and Aflac to deliver diverse solutions for auto, home, motorcycle, and specialty insurance products.Our commitment to client-first service includes 24/7 availability for claims assistance and personalized support, complemented by defensive driving courses that reduce premiums by 10% for three years. We prioritize transparency in policy explanations and emphasize long-term client relationships built on trust and local market expertise.
Services
Auto Insurance
Defensive Driving Class
Motorcycle Insurance
Home Insurance
Aflac Insurance
Commercial Auto
Boat & RV Insurance
Mobile Home Insurance
Collector Car Insurance
Other Insurance Products
Details
- Year established: 1987
Highlights and features
- We offer over 35 years of experience in insurance services.
- Our team provides personalized policy proposals tailored to your needs.
- We partner with top insurers like Progressive and Travelers.
- We provide defensive driving classes that reduce insurance premiums.
- We serve clients across the entire state of New York.
Services
Auto Insurance
We provide comprehensive auto insurance policies tailored to individual driving needs and financial situations. Our coverage options include liability protection, collision repair, comprehensive damage coverage, and uninsured motorist support. Clients benefit from competitive pricing, multi-policy discounts, and specialized guidance to ensure compliance with New York State requirements while maximizing protection for vehicles and passengers.
Defensive Driving Class
Our NYS-certified defensive driving instruction reduces auto insurance premiums by 10% for three years while improving road safety skills. The six-hour course covers accident prevention techniques, point reduction (up to four points removed), and flexible scheduling options including evening classes and on-site business training for groups of 12+. Online completion is also available through DMV-approved platforms with certificate processing assistance.
Home Insurance
We offer customized homeowners insurance policies protecting against property damage, liability claims, and additional living expenses during repairs. Our specialists help clients determine appropriate coverage levels based on replacement value rather than market value, advise on deductible selection, and identify available discounts for security systems and multi-policy bundling across New York State.
Aflac Insurance
We provide Aflac policies offering cash benefits for unexpected medical expenses not covered by primary health insurance. These supplemental plans cover out-of-pocket costs for treatments, transportation, and daily living expenses during illness or injury, with benefits paid directly to policyholders regardless of other insurance coverage. Policies maintain fixed rates even after claims.
Motorcycle Insurance
Our motorcycle insurance policies cover liability, collision, and comprehensive damages while protecting accessories like helmets and custom parts. We offer specialized coverage for various motorcycle types, including cruisers, sport bikes, and vintage models, with premium reductions available through safety courses and multi-policy discounts across New York State.
People
Joe DiCesare
Owner
Joe DiCesare has provided personalized insurance solutions since 1987, specializing in auto, home, and motorcycle policies for New York residents. As a certified defensive driving instructor, he combines insurance expertise with safety education to help clients reduce premiums while maintaining comprehensive coverage.
Questions
What types of insurance do you offer?
We provide auto, home, motorcycle, Aflac supplemental insurance, commercial auto policies, and specialty coverage for boats, RVs, mobile homes, and collector cars across New York State.
How can I lower my auto insurance premiums?
Complete our NYS-certified defensive driving course for a 10% discount over three years, bundle multiple policies, maintain a clean driving record, and install safety features in your vehicle.
Do you serve areas outside Newburgh?
We serve all of New York State including Hudson Valley, Buffalo, and New York City, with personalized insurance solutions for residents and businesses in urban and rural locations.
How quickly can I get an insurance quote?
Request a quote through our website or call 845-569-9609 - we typically provide competitive quotes the same day during business hours.
What insurance companies do you work with?
We partner with Progressive, Travelers, Encompass, Safeco, National General, Foremost, New York Central Mutual, Nationwide, American Modern, and Aflac to offer diverse coverage options.
