Business Details
25 Years
experience
Emergency
services
Your Trusted Insurance Partner in Lincolnton, NC
Turner Houser Insurance Group has been dedicated to providing comprehensive insurance solutions since 2001. Founded by Jeff Turner and expanded through the partnership of Jamie Houser in 2006, our agency represents multiple insurance carriers to offer clients tailored coverage at competitive rates. With over 50 combined years of industry experience, we specialize in personal, business, and life insurance, prioritizing ethical conduct, personalized service, and community involvement. Our team of licensed advisors serves individuals and businesses across North Carolina, focusing on risk management and client advocacy.We maintain active participation in local events and organizations, including the Lincolnton Chamber of Commerce, while leveraging our expertise to simplify insurance decisions for policyholders. Our mission aligns with Erie Insurance's commitment to near-perfect protection and service, ensuring clients receive both quality products and claims support. Through continuous education and a client-first approach, we aim to exceed expectations in every interaction.
Services
Home Insurance
Auto Insurance
Life Insurance
Business Insurance
Commercial Umbrella
General Liability
Flood Insurance
Farm Insurance
Contractor Insurance
Long-Term Care
Details
- Year established: 2001
Highlights and features
- We offer independent agency flexibility with access to 75+ protective options
- Our team holds 50+ combined years of local insurance expertise
- We provide 24/7 client support and claims assistance
- We maintain active community involvement through local sponsorships and events
- We guarantee personalized policy reviews with no hidden fees
What people say
Exceptional service
Knowledgeable staff
Community involvement
Competitive rates
Prompt claims resolution
Services
Home Insurance
Protect your primary investment with customized home insurance policies that cover fire, theft, natural disasters, and liability risks. Our policies include replacement cost coverage, personal property protection, and additional living expenses during repairs. We help North Carolina homeowners navigate flood insurance requirements through NFIP partnerships while offering endorsements for unique risks like trampoline coverage and wine collections.
Business Insurance
Safeguard your enterprise with business owners policies combining property and liability coverage. We specialize in general liability, commercial umbrellas, and industry-specific solutions for contractors, farmers, and small businesses. Our risk management approach includes cyber liability, employment practices, and business interruption coverage to protect North Carolina companies from operational disruptions.
Life Insurance
Secure your family's future with term, whole, or universal life policies tailored to your financial goals. We offer child life insurance, long-term care coverage, and key person insurance for businesses. Our agents explain policy nuances like death benefits, cash value accumulation, and tax implications to help North Carolina residents create comprehensive estate plans.
Auto Insurance
Comprehensive auto coverage for North Carolina drivers protects against collision, comprehensive, and liability claims. We offer uninsured motorist protection, rental reimbursement, and specialized coverage for classic cars. Our agents explain state requirements versus recommended coverage levels to ensure adequate protection while optimizing premium costs.
People
Jeff Turner
Owner/Principal Agent
Founder of Turner Houser Insurance Group with over two decades of experience in property, casualty, and life insurance. Specializes in risk management strategies for North Carolina residents and businesses.
Jamie Houser
Owner/Principal Agent
Licensed insurance professional with 18+ years of experience, joined the agency in 2006. Focuses on commercial insurance solutions and maintains active involvement in local business development initiatives.
Questions
What types of insurance does Turner Houser offer?
We provide personal insurance (home, auto, life), business insurance (BOP, liability), and specialized coverage including farm, contractor, and flood policies across North Carolina.
How can I get a personalized insurance quote?
Contact our Lincolnton office via phone or our website form to connect with a licensed agent who will assess your needs and provide tailored coverage options.
Do you offer 24/7 insurance support?
Yes, our team provides round-the-clock assistance for claims emergencies and urgent policy matters through our main office line.
What areas do you serve?
While based in Lincolnton, we serve clients across North Carolina including Vale, Denver, Cherryville, Crouse, and surrounding communities.
How do you help clients save on insurance?
As an independent agency, we compare multiple carriers to find competitive rates while maintaining quality coverage tailored to your specific risk profile.
