Turner Houser Insurance Group

Our Mission

At Turner Houser Insurance Group, we're committed to upholding the highest standards in the insurance industry. Since 2001, we've been dedicated to empowering individuals and businesses in North Carolina with the knowledge, resources, and personalized attention they need to protect their futures. Our mission is to provide a seamless insurance experience, guiding our clients through the complexities of coverage options and ensuring they have the protection they need, when they need it most.

Who We Are

We are a family-owned and operated independent insurance agency based in Lincolnton, NC. Our team of experienced insurance advisors works tirelessly to understand each client's unique needs and circumstances. We take pride in building lasting relationships with our clients, becoming trusted advisors who offer personalized guidance throughout their insurance journey. As an independent agency, we are not limited to a single insurance carrier. We represent a diverse portfolio of reputable insurance companies, allowing us to compare options and present our clients with the most comprehensive and competitive coverage solutions available.

Our Services

We believe in offering a comprehensive suite of insurance services to meet the diverse needs of individuals and businesses.

Personal Insurance

Our personal insurance offerings are designed to safeguard your most valuable assets - your home, your car, your family's future. We specialize in:

• Home Insurance: Comprehensive coverage for your home and belongings against perils like fire, theft, and natural disasters.
• Auto Insurance: Protecting you and your vehicle on the road with liability, collision, and comprehensive coverage options.
• Individual Life Insurance: Providing financial security for your loved ones in the event of your passing.
• Condo Insurance: Tailored coverage for condo owners, protecting your personal property and liability within your unit and shared spaces.
• Flood Insurance: Essential coverage for properties in flood-prone areas, providing protection against financial hardship from catastrophic flooding.

Business Insurance

We understand the unique risks businesses face in today's dynamic environment. Our business insurance solutions are designed to mitigate those risks, protect your assets, and ensure the continuity of your operations. Our specialties include:

• Business Owners Insurance: A comprehensive package that combines property, liability, and business interruption coverage to protect your core business operations.
• General Liability Insurance: Shielding your business from claims of bodily injury or property damage arising from your operations.
• Commercial Umbrella Insurance: Providing an additional layer of liability protection beyond your existing policies, safeguarding your business from catastrophic claims.
• Farm Insurance: Meeting the specialized insurance needs of farms and agricultural operations, covering risks unique to the industry.
• Contractor Insurance: Protecting contractors from liability and financial loss during construction projects.

Life Insurance

Life insurance is a crucial element of financial planning. We offer diverse life insurance options to meet various needs.

• Individual Life Insurance: Providing a death benefit to your beneficiaries, ensuring their financial security in your absence.
• Child Life Insurance: Protecting your children's future by securing a death benefit that can cover education expenses or other needs.
• Long-Term Care Insurance: Offsetting the financial burden of long-term care expenses, ensuring you or your loved ones receive the care they need.

Independent Partner for Your Insurance Needs

Choosing the right insurance coverage can be overwhelming. At Turner Houser Insurance Group, we leverage our expertise and knowledge to simplify the process. We take the time to listen to your needs, understand your risks, and recommend the most appropriate insurance solutions. Our commitment to exceptional service, personalized attention, and building long-term relationships has made us a trusted resource for individuals and businesses throughout North Carolina.