Business Details
Your Trusted Partner for Insurance and Retirement Planning in St. Paul
For over 140 years, we have dedicated ourselves to developing innovative insurance and retirement solutions tailored to meet the evolving needs of individuals, families, and businesses. Our commitment to building secure tomorrows is rooted in a legacy of trust, financial strength, and personalized service. With nearly $1.8 trillion in life insurance in force and a presence serving over 23 million customers across North America, we combine industry expertise with a client-centric approach to help clients prepare for life's uncertainties. Our team of more than 5,500 employees works diligently to ensure that every solution we offer aligns with our core values of reliability, integrity, and long-term financial security. We pride ourselves on maintaining an A+ rating from AM Best and being recognized as the sixth-largest life insurance company in the United States.Through our subsidiaries, including Minnesota Life Insurance Company and Securian Life Insurance Company, we provide a comprehensive suite of products designed to protect what matters most to our policyholders. Our innovative approach extends to digital tools like retirement calculators and life insurance need analyzers, empowering clients to make informed decisions. With headquarters in St. Paul, Minnesota since 1880, we remain steadfast in our mission to deliver compassionate service and smart financial solutions. Our financial strength is evidenced by $34.6 billion in total investments and $8.2 billion in GAAP revenue as of 2024, ensuring we can meet our policyholder obligations for generations to come.
Services
Life Insurance
Annuities
Retirement Planning
Supplemental Insurance
Long-Term Care Insurance
Highlights and features
- We have over 140 years of experience in providing insurance and retirement solutions.
- Our subsidiaries include Minnesota Life Insurance Company and Securian Life Insurance Company.
- We maintain an A+ rating from AM Best and are the sixth-largest life insurer in the US.
- We offer innovative digital tools to help clients assess their insurance and retirement needs.
- Our financial strength is evidenced by $34.6 billion in total investments as of 2024.
Services
Life Insurance
Our life insurance solutions provide financial protection for loved ones through term and permanent coverage options. Term policies offer affordable, temporary protection with fixed premiums, while permanent policies provide lifelong coverage with cash value accumulation. Both types help ensure beneficiaries can manage expenses like mortgages, education costs, and funeral expenses.
Annuities
Annuities offer guaranteed income streams for retirement planning, with options for fixed or variable returns. These financial products help clients convert savings into stable monthly payments, providing security against market volatility while maintaining flexibility for changing life circumstances.
Retirement Planning
Our retirement solutions include calculators and personalized guidance to help clients assess savings needs and optimize investment strategies. We offer tools for budgeting, community selection, and maximizing employer-sponsored benefits to ensure financial stability during retirement years.
Supplemental Insurance
Supplemental insurance products help fill existing coverage gaps, providing additional financial protection during emergencies. These policies address specific needs like critical illness coverage, accident benefits, and disability income protection to maintain financial stability during unexpected events.
Long-Term Care Insurance
Hybrid life/long-term care insurance combines death benefits with coverage for chronic illness care. These policies provide guaranteed monthly benefits for care expenses while maintaining death benefit protection, offering flexibility for changing health needs and financial circumstances.
Questions
What types of life insurance do you offer?
We provide term life insurance for temporary coverage and permanent life insurance for lifelong protection with cash value accumulation options.
How can I determine my life insurance needs?
Use our online calculator to assess coverage requirements based on family financial situation, debts, and future obligations.
What retirement planning tools are available?
We offer retirement calculators, budgeting guides, and personalized consultations to help optimize savings and investment strategies.
Are your policies available nationwide?
Our products are available across the United States through financial professionals, employers, and affinity groups.
What financial strength ratings do you hold?
Our subsidiaries maintain high ratings from major agencies, including an A+ rating from AM Best as of our latest evaluation.
How do I file a claim?
Visit our website to start a new claim or manage existing claims with secure online access and customer support assistance.
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