Terra Insurance

Terra: Your Partner in Risk - Your Partner in Success

Since 1968, Terra has stood as a steadfast partner for design professionals, offering specialized professional liability and environmental liability insurance. Over the years, we have evolved into one of the nation's strongest and most reliable insurers, recognized for our unwavering commitment to risk management and claims resolution.

Our Expertise: Tailored Coverage for a Diverse Landscape

We understand the unique risks faced by design professionals in today's complex world. Our comprehensive coverage options are designed to address the specific needs of architects, engineers, environmental consultants, and other design-related businesses.

1. Professional Liability Insurance

• Protects you from errors, omissions, and malpractice claims.
• Tailored coverage for various design disciplines.
• Competitive premiums and flexible policy options.

2. Environmental Liability Insurance

• Covers environmental pollution risks associated with your projects.
• Protection against regulatory violations and cleanup costs.
• Comprehensive coverage for both sudden and ongoing environmental liabilities.

3. ARM/Engineer-LED Design & Build Insurance

• Streamlined coverage for design-build projects.
• Joint defense and expense allocation features.
• Experienced team of claims professionals to guide you through the process.

4. Toxic Mold & Biological Pollutants Insurance

• Specialized coverage for risks associated with these contaminants.
• Comprehensive protection for remediation costs, property damage, and business interruption.
• Access to expert consultants and mitigation strategies.

5. Risk Management & Education

• Access to online risk assessment tools and resources.
• Educational materials and webinars to help you proactively manage risk.
• Peer review services to assess and strengthen your risk management practices.

Investing in Expertise, Investing in Your Success

At Terra, we are driven by a deep commitment to understanding and mitigating the risks faced by design professionals. Our dedicated team of experts works closely with clients to provide personalized insurance solutions, tailored to their specific needs and industries.

We believe in empowering our policyholders through education, providing them with the knowledge and tools they need to reduce their risks and achieve greater success.