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Your Trusted Independent Insurance Agency in Denver, CO
Since 1882, ISU Insurance Services of Colorado has been dedicated to empowering clients with control over their future security through tailored insurance solutions. Our independent agency offers comprehensive personal and commercial insurance coverages, including auto, homeowners, life, health, business owners policies, workers compensation, and bonds. With a team of licensed professionals, we prioritize personalized service, leveraging our access to over 350 insurance carriers nationwide to deliver competitive pricing and customized risk management strategies.

Our 'Value Search' process focuses on individual client needs, ensuring policies align with specific requirements while maintaining transparency and trust. Backed by decades of industry expertise, we provide 24-hour response times and annual market reviews to guarantee optimal coverage and cost efficiency. As a locally owned agency serving Denver and surrounding areas, we combine national resources with community-focused service to protect families, individuals, and businesses across Colorado.
Services
Auto Insurance Homeowners Insurance Business Owners Policy Workers Compensation Renter's Insurance Life Insurance Health Insurance Flood Insurance Commercial Auto
Highlights and features
  • We have over 140 years of experience in the insurance industry since 1882
  • Our dedicated team provides personalized service tailored to individual needs
  • We offer access to over 350 insurance carriers for competitive pricing options
  • We guarantee 24-hour response times for all client requests
  • Our annual market reviews ensure optimal coverage and cost efficiency
Services
Auto Insurance
We provide comprehensive auto insurance solutions with collision, comprehensive, liability, and optional coverages. Our policies protect against accidents, theft, natural disasters, and uninsured motorists while offering customizable deductibles and discounts. Our agents help clients understand coverage options and select appropriate protection levels.
Homeowners Insurance
Our homeowners insurance covers property damage, personal belongings, liability claims, and additional living expenses. We offer tailored policies for primary residences, vacation homes, and high-value properties while providing guidance on supplemental coverages like flood or earthquake insurance.
Business Owners Policy
We deliver customized BOP solutions combining property, liability, and business interruption coverage. Our policies protect small to medium businesses with specialized industry packages while offering additional protections for equipment breakdown, crime, and signage.
Workers Compensation
Our workers' compensation insurance provides medical expense coverage and income replacement for workplace injuries. We help Colorado businesses reduce costs through proactive risk management strategies while ensuring compliance with state requirements.
Renter's Insurance
We offer renter's insurance covering personal property damage, liability claims, and additional living expenses. Our policies protect against common risks like fire, theft, and water damage while providing guidance on proper valuation of personal belongings.
Questions
What types of insurance do you offer?
We provide auto, homeowners, renters, life, health, business owners policies, workers compensation, bonds, and specialty coverages like flood and earthquake insurance for Colorado residents and businesses.
How can I save money on insurance?
We compare rates across 350+ carriers annually, offer multi-policy discounts, and help optimize coverage levels to reduce premiums while maintaining adequate protection for your specific needs.
Do you serve areas outside Denver?
We provide insurance services throughout Colorado including Denver, Littleton, and surrounding communities for both personal and commercial insurance needs.
What is a Business Owners Policy?
A BOP combines property, liability, and business interruption coverage into one policy, offering customized protection for small to medium-sized businesses with industry-specific packages available.
How quickly do you handle claims?
We guarantee 24-hour response times for all client requests and provide claims reporting assistance to ensure efficient resolution of insurance claims.
Are you a local agency?
Yes, we're a locally owned independent agency in Littleton, Colorado with national resources through our network of 100+ offices and 1,000 professionals nationwide.