Business Details
45 Years
experience
Trusted Life Insurance Solutions for Families & Businesses
Legal & General America (LGA) has been dedicated to protecting families and businesses through life insurance for over 70 years. As one of the nation's strongest life insurers and a top-two provider of term life insurance in the US, we combine a long history of financial stability with a commitment to delivering high-quality products and outstanding service. Our mission focuses on safeguarding your financial well-being by offering a wide range of life insurance solutions, including term and universal life policies, tailored to meet diverse needs. Backed by a multinational powerhouse with over $11 billion in assets, we provide coverage in all 50 states through our companies, Banner Life Insurance Company and William Penn Life Insurance Company of New York. Our partnership with more than 150,000 agents ensures personalized policy customization, while our socially responsible practices reflect our dedication to community and environmental stewardship.With a team of over 600 employees and a leadership team boasting more than 250 years of combined industry experience, we remain committed to offering affordable, reliable protection. Our financial strength is underscored by high ratings from Fitch, S&P, and A.M. Best, and we pride ourselves on a streamlined claims process that pays approved claims within one business day. As a certified Great Place to Work, we maintain a future-focused approach to life insurance, ensuring our customers receive the coverage their loved ones deserve with competitive premiums and superior customer service.
Services
Term Life Insurance
Universal Life Insurance
Annuities
Final Expense Insurance
Pet Insurance
Details
- Year established: 1981
Highlights and features
- We offer over 70 years of experience in life insurance solutions.
- We provide the most term life options of any national insurer.
- Our policies are backed by high financial strength ratings from Fitch, S&P, and A.M. Best.
- We offer a streamlined claims process with payments in 1 business day.
- Our partnership with 150,000+ agents ensures personalized policy customization.
Associations and certifications
- Fitch
- S&P
- A.M. Best
What people say
Affordable starting rates
Quick claims approval
Flexible policy terms
Strong financial ratings
Experienced agents
Services
Term Life Insurance
Term life insurance provides affordable, straightforward protection for specific financial obligations like mortgages or income replacement. Policies last 10-40 years with level premiums and death benefits. Beneficiaries receive tax-free payouts for expenses such as education, medical bills, or funeral costs.
Universal Life Insurance
Universal life insurance offers lifelong coverage with flexible premium payments and potential cash value accumulation. Policies guarantee death benefits until age 121 with options to adjust premiums or death benefits as needs change. Ideal for long-term financial planning and legacy creation.
Annuities
Annuities provide guaranteed income streams during retirement through various payout structures. Options include life annuities, period certain annuities, and joint survivor annuities. Designed to complement retirement savings with predictable, stable financial support.
People
Mark Holweger
President and CEO
With decades of insurance industry leadership, Mark Holweger drives LGA's mission to protect families through innovative life insurance solutions.
Andrew Love
Chief Financial Officer
Andrew Love oversees financial strategy, ensuring LGA maintains strong ratings and sustainable growth while delivering affordable coverage options.
Questions
What types of life insurance do you offer?
We offer term life insurance for temporary needs and universal life insurance for permanent coverage with flexible premiums.
How much life insurance do I need?
Experts recommend 6-10 times your annual salary. Our online calculator helps determine appropriate coverage amounts based on individual circumstances.
Can I get life insurance without a medical exam?
Yes, we offer accelerated underwriting options for qualified applicants seeking no-exam life insurance policies.
How quickly are claims processed?
Approved claims are paid within one business day, with 99.9% of 2020 claims processed successfully.
Do you offer pet insurance?
Yes, through our Lemonade partnership, we provide pet insurance covering accidents, illnesses, and preventative care for dogs and cats.
Videos