Business Details
Your Trusted Partner for Business Interruption Solutions
Business Interruption Consultants has been a trusted leader in business interruption risk management for over three decades. Founded by industry expert Robert M. Swift, our firm specializes in demystifying commercial property insurance complexities through innovative tools and personalized guidance. We empower businesses to design robust contingency plans, accurately calculate income exposures, and navigate insurance claims with precision. Our proprietary interactive platform offers tailored business income worksheets, strategic planning frameworks, and comprehensive risk assessment templates. With a team of certified professionals holding designations like CPCU and CBCP, we combine deep industry expertise with client-centric solutions.Our commitment to transparency ensures businesses understand policy gaps and valuation requirements, while our proven methodologies help organizations maintain financial stability during disruptions. Through educational seminars and one-on-one consultations, we equip clients with the knowledge to make informed insurance decisions. Our track record of successful claim resolutions and contingency plan implementations demonstrates our unwavering dedication to client protection and operational continuity.
Services
Business Income Valuation
Contingency Planning
Insurance Policy Analysis
Claim Calculation Services
Risk Assessment Templates
Strategic Planning Frameworks
Premium Audit Verification
Loss Control Reports
Highlights and features
- We offer 30+ years of specialized business interruption expertise
- Our interactive platform provides accurate insurance calculation tools
- Certified professionals with industry-recognized designations lead our team
- Personalized claim assistance ensures timely insurance payments
- Custom contingency planning frameworks for operational continuity
What people say
Excellent resource
Quick and easy
Worksheets are awesome
Love the interactive tools
Great educational value
Services
Business Income Valuation
Our valuation service identifies insurance gaps by analyzing commercial property policies and calculating accurate business income exposures. We use customized worksheets to determine proper coverage levels based on risk tolerance and financial projections. This service helps businesses avoid underinsurance through detailed financial modeling and policy wording analysis.
Contingency Planning
We develop tiered contingency plans that prioritize critical business functions and establish recovery timelines. Our approach includes risk assessments, business impact analyses, and life safety protocols. Clients receive implementation frameworks and testing methodologies to ensure operational continuity during disruptions.
Insurance Policy Analysis
Our experts examine commercial property policies to identify coverage limitations, exclusions, and valuation issues. We explain complex policy wording in plain language and recommend adjustments to ensure adequate protection against business interruption risks.
Claim Calculation Services
We assist with business income claim calculations using organized data and standardized methodologies. Our services include documentation preparation, loss quantification, and presentation to insurers for accurate settlements while maintaining compliance with policy terms.
Risk Assessment Templates
Our templates help businesses identify natural and manmade risks through structured analysis frameworks. These tools categorize risks by likelihood and impact while providing mitigation strategies to reduce potential business interruption exposures.
People
Robert M. Swift
CEO
With over 30 years in insurance and risk management, Robert developed BISimplified.com to demystify business interruption complexities. A certified instructor and public speaker, he advises executives on disaster preparedness and claims calculation.
Questions
What is business income insurance?
Business income insurance covers lost income and operating expenses during property damage-related interruptions. We help calculate proper coverage levels and policy gaps.
How do you calculate business interruption losses?
Our interactive worksheets analyze financial data, recovery timelines, and policy terms to determine accurate income exposure and claim amounts.
What's included in a contingency plan?
Our plans include risk assessments, business impact analyses, life safety protocols, contingency teams, and testing frameworks for operational continuity.
How can I verify insurance policy gaps?
We conduct detailed policy reviews identifying coverage limitations, valuation issues, and exclusions that could affect claims using our proprietary analysis tools.
What services help with insurance claims?
We provide claim calculation services, documentation support, and expert guidance to ensure accurate and timely business interruption insurance settlements.
